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Amex new application question

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IcEWoLF
Frequent Contributor
‎10-18-2013 07:52 PM
‎10-18-2013 07:52 PM

Amex new application question

Hi guys, a friend of mine has bad credit (611 TU) anyways, if he applies for an AMEX card, is the app a soft pull if he gets declined?

EQ: 768 TU: 769 EXP: 805
Ritz Carlton: 18k
CSP: 7K | Chase Freedom: 5.7K
MERRILL+® VS: 9K | BOA AMEX: 1K
BOA 123: 7K Discover IT: 6K | Discover Chrome 4K | Costco AMEX: 15K | AMEX PRG NPSL | AMEX BCE 15K | Barclay NFL: 4.9K | Citi TYP 7K | Amazon Chase 1.7K | Barclaycard Arrival Plus WEMC 5K | Citi DC 5K | FNBO AMEX 4.8K | CAP 1 QS 10K | U.S. Bank Cash+ VS 5K |U.S. Bank Perks+ VS 6K
Message 1 of 6
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TrishN
Established Contributor
‎10-18-2013 07:54 PM
‎10-18-2013 07:54 PM

Re: Amex new application question

if he is an Amex card holder

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Message 2 of 6
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IcEWoLF
Frequent Contributor
‎10-18-2013 07:56 PM
‎10-18-2013 07:56 PM

Re: Amex new application question

He is not an AMEX card holder, so that means it would be a hard pull correct?

EQ: 768 TU: 769 EXP: 805
Ritz Carlton: 18k
CSP: 7K | Chase Freedom: 5.7K
MERRILL+® VS: 9K | BOA AMEX: 1K
BOA 123: 7K Discover IT: 6K | Discover Chrome 4K | Costco AMEX: 15K | AMEX PRG NPSL | AMEX BCE 15K | Barclay NFL: 4.9K | Citi TYP 7K | Amazon Chase 1.7K | Barclaycard Arrival Plus WEMC 5K | Citi DC 5K | FNBO AMEX 4.8K | CAP 1 QS 10K | U.S. Bank Cash+ VS 5K |U.S. Bank Perks+ VS 6K
Message 3 of 6
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09Lexie
Moderator Emerita
‎10-18-2013 07:56 PM
‎10-18-2013 07:56 PM

Re: Amex new application question

Yes, it would be a hp

Closing Credit Cards

The Definitive Amex 3X CLI Guide

Frequently Requested Threads
Message 4 of 6
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FocusedAndDetermined
Senior Contributor
‎10-18-2013 07:57 PM
‎10-18-2013 07:57 PM

Re: Amex new application question

Yes, that's correct.

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TrishN
Established Contributor
‎10-18-2013 07:57 PM
‎10-18-2013 07:57 PM

Re: Amex new application question

Yes

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Message 6 of 6
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