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Contributor
Posts: 98
Registered: ‎02-28-2008
0

Amex on-line CLI question.

Is it a soft or hard? I assume either way it is on EX.

Has anyone tried it?

My current CL is $3.4K - I was thinking of asking for an increase to a $7K.

Comments, suggestions????
TU (3/30/09): 771
EQ (3/30/09): 751
EX (5/19/08): 715
Epic Contributor
Posts: 23,814
Registered: ‎10-23-2007
0

Re: Amex on-line CLI question.

as someone just posted earlier, you can ask for 3x your current limit. for you that would be 10,200 making your new limit 13600!
Fico Scores: EQ- 662., TU 684 Barclay, EX 700 (3/21/15)

You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
72 Cards and Counting :smileytongue:
Regular Contributor
Posts: 156
Registered: ‎02-14-2008
0

Re: Amex on-line CLI question.



techno-pagan wrote:
Is it a soft or hard? I assume either way it is on EX.

Has anyone tried it?

My current CL is $3.4K - I was thinking of asking for an increase to a $7K.

Comments, suggestions????

Hi Techno,
 
I've had AMEX for 2 mo and just did a CLI on the phone.  Key was to not ask for more than 3x my current limit.  So.... 3.5k * 3 = 10,500.   What's cool, is that's *to* $10,500 - that's PLUS $10,500.  Maybe online, you should ask for $10,499 just to be safe? 
 
My over the phone experience was easy, so that could be a route too?
 
Hope this helps!
 

 
Sovi

>>>Get Credit when you don't need it, so you have it when you do.

Senior Contributor
Posts: 3,279
Registered: ‎08-03-2007
0

Re: Amex on-line CLI question.

Amex softs me on EX once or twice a month, and both times I tried for CLI I was never harded.
Here we go again...
Senior Contributor
Posts: 4,831
Registered: ‎04-20-2007
0

Re: Amex on-line CLI question.

Might be mistaken but phone might be a hard pull.
Super Contributor
Posts: 8,173
Registered: ‎03-25-2007
0

Re: Amex on-line CLI question.

I believe that Amex is usually a soft pull for a CLI.
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Established Contributor
Posts: 640
Registered: ‎03-28-2008
0

Re: Amex on-line CLI question.

Mine was a soft pull, too.
EQ: 723 / TU: 760 (August 2009)
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