Amex pay later ???

[Twister24]

I recived a mail five days ago . Saying there is gonna be a changes on my acc . As of 06/07 i can choose pay later up to 35k on 18% apr . I don,t Think i,ll ever use it but did someone know more ?

[Twister24]

And yeah i,ve reed other posts some say don,t touch it is bad other say it,s ok to use it but pay asap cuze of the APR .

[mauwow0682]

You have the gist of it. Nothing special could come in handy if you're gonna purchase a vacation that you want to pay over time well in advance if you're trip. I wouldn't use it because I cringe at paying interest longer than 3 months.

[n777ua]

This thread, which was just started today, has all the answers.....

http://ficoforums.myfico.com/t5/Credit-Cards/AMEX-Pay-over-Time-limit-and-APR/td-p/2198067

[Twister24]

Ok ty n777ua

[Twister24]

Mauwow0682 yeapp I guess not bad for rainy days i.ve been approved for the blue cash preferred just 20 days ago with 20k cl and 12mo at 0% apr so i have better apr already