02-04-2008 08:20 PM
02-04-2008 08:21 PM
If I am already a card member, I clicked on the see my exclusive card member offers and it showed that I am eligible for the platinum and gold card, as well as blue and blue sky. Is that a pre approval?
I have applied for a cli for my current delta card and they have denied me on the basis that my scores are too low, so why would they offer me another card?
02-04-2008 08:22 PM
02-04-2008 08:25 PM
dnm45227 wrote:i have no idea how firm the pre-approval actually is. i haven't been brave enough to test it myself. i have seen one or two approvals, but not sure if anyone has been declined when apping based from the the link.
02-04-2008 08:29 PM
dnm45227 wrote:i have no idea how firm the pre-approval actually is. i haven't been brave enough to test it myself. i have seen one or two approvals, but not sure if anyone has been declined when apping based from the the link.Well, I don't have any idea either really. But don't you think it's odd that everyone gets the same cards?Since we know different Amex cards have different underwriting standards, wouldn't a true preapproval offer cards that fit the applicant's credit profile?
02-05-2008 03:30 AM - edited 02-05-2008 03:54 AM
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