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@daylove wrote:
@CS800 wrote:AMEX should have come up with a credit builder card or even a secured card. This would have gotten them more customers. This one is a prepaid card that has no contribution whatsoever to someone's credit.
They go either prime cards or prepaid card. How about something in between?
they do not want more customers they just want better ones..
Of course the want more customers, they don't want you to have good credit that is why the fico score was created. Before fico score it was to simple you pay your credit card on time you have good credit. Now that is not the case
@daylove wrote:
@CS800 wrote:AMEX should have come up with a credit builder card or even a secured card. This would have gotten them more customers. This one is a prepaid card that has no contribution whatsoever to someone's credit.
They go either prime cards or prepaid card. How about something in between?
they do not want more customers they just want better ones..
Better ones by creating a hype about a prepaid card that has nothing to do with credit rating?
@CS800 wrote:AMEX should have come up with a credit builder card or even a secured card. This would have gotten them more customers. This one is a prepaid card that has no contribution whatsoever to someone's credit.
They go either prime cards or prepaid card. How about something in between?
They used to have student card for college students/teenagers who are starting out on building credit. During recession, however, they got burned pretty bad from these cardholders so they discontinue the student card.