No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
So I have the new amex everyday card and was curious if I could do a product change to the amex spg?
@DerekD wrote:So I have the new amex everyday card and was curious if I could do a product change to the amex spg?
You'll have to wait 13 months for a PC.
@DerekD wrote:So I have the new amex everyday card and was curious if I could do a product change to the amex spg?
As Lexie said you will have to wait, but why the thought to do a PC?
In addition to the answers above, we know that AMEX will not allow a PC TO the Everyday card, but I think this is the first instance I've read where someone wants to PC AWAY from the new Everyday card. It's possible that AMEX won't allow a PC at all, either direction. Best bet is to call them and ask.
@Josh2942 wrote:
That's not true. If your in good standing they will product change you to a card that you would have been eligible for if you applied for it before the 13 months. I was offered a product change when I asked on my blue card to the BCE SPG sky and delta. My gold could have been changed to a platinum. So it's possible.
You can downgrade at anytime, you can go no AF to no AF too. If you were lucky enough to go from a no AF to an AF card,then it was a mistake.
@Josh2942 wrote:
That's not true. If your in good standing they will product change you to a card that you would have been eligible for if you applied for it before the 13 months. I was offered a product change when I asked on my blue card to the BCE SPG sky and delta. My gold could have been changed to a platinum. So it's possible.
You are the first case I have heard of where someone was offered to PC before the 13 months is up. Either way, maybe Amex is becoming more flexible. How long ago was this offered?
@Luscher wrote:
you are able to be "upgraded" on some cards before 13 months. like from green to gold, if it is available for your account. but you cannot not product change before 13 months from blue to a charge (if they will even allow you to change a revolver to a charge after 13)
Same questions was asked yesterday on this thread:
http://ficoforums.myfico.com/t5/Credit-Cards/American-Express-Green/td-p/3068718
Does it happen? Yes
Is it supposed to before 13 months? Nope
@Josh2942 wrote:
That's not true. If your in good standing they will product change you to a card that you would have been eligible for if you applied for it before the 13 months. I was offered a product change when I asked on my blue card to the BCE SPG sky and delta. My gold could have been changed to a platinum. So it's possible.
Not knowing to whom you are responding, I'll put it in the context of the original question from the OP. We know that AMEX will NOT PC TO the Everyday card. That is a stated position from AMEX. We don't know for sure about PC AWAY from the Everyday card, since it's a new card and that's not come up much (here or elsewhere, such as the AMEX Community) as a discussion item. In the context of the OP's original question, my advice still remains...call AMEX and ask.