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Valued Member
8benji
Posts: 26
Registered: ‎12-08-2009

Amex question about spending ability

Hi all. I have an Amex Delta SkyMiles card. Ive had it for 8 months. Ive had a $2000 limit. I went to the AMEX site to pay my bill for Nov (in full just like every month) and decided to click the Spending Availability icon (gold arrow thing) to see what would happen. I was being conservative and put in $3000 and it said I was approved to spend $3000 even though it still said my limit was $2000. My question is: HAS MY CREDIT LIMIT JUST BEEN INCREASED TO $3000?

 

Please help.




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Current Score: 700
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Valued Member
8benji
Posts: 26
Registered: ‎12-08-2009

Re: Amex question about spending ability

Nevermind, I called AMEX and I now have a $5000 limit! woot!!




Starting Score: 680
Current Score: 700
Goal Score: 760


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Valued Contributor
JM-AM
Posts: 3,303
Registered: ‎06-09-2010

Re: Amex question about spending ability

Congrats

Good Luck
May all your dreams and wishes become a reality!
Established Contributor
mross1080
Posts: 527
Registered: ‎04-21-2010

Re: Amex question about spending ability

Congrats!

Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007

Re: Amex question about spending ability

congrats...

Valued Member
8benji
Posts: 26
Registered: ‎12-08-2009

Re: Amex question about spending ability

Thanks everyone! In another 6 to 8 months, I'll ask for another increase! I love AMEX and all of you here at MyFico. My life has changed so much as a result of being smart about my finances and credit!




Starting Score: 680
Current Score: 700
Goal Score: 760


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Frequent Contributor
joestay
Posts: 374
Registered: ‎01-08-2010

Re: Amex question about spending ability

Congrats.  I too in 6 month will ask for another cli.  I'll increase it to a $10k limit.

Regular Contributor
stefanc
Posts: 220
Registered: ‎11-16-2007

Re: Amex question about spending ability

 


8benji wrote:

Hi all. I have an Amex Delta SkyMiles card. Ive had it for 8 months. Ive had a $2000 limit. I went to the AMEX site to pay my bill for Nov (in full just like every month) and decided to click the Spending Availability icon (gold arrow thing) to see what would happen. I was being conservative and put in $3000 and it said I was approved to spend $3000 even though it still said my limit was $2000. My question is: HAS MY CREDIT LIMIT JUST BEEN INCREASED TO $3000?

 

Please help.


 

Hi 8benji,

 

Just wondering how that phone conversation went on the increase to a 5,000 limit? Did they automatically just increase you because of your online spending ability check? Did you ask for a CLI? Or?

 

TIA

Valued Member
8benji
Posts: 26
Registered: ‎12-08-2009

Re: Amex question about spending ability

I called and entered my CLI on the automated system. The computer told me that I had been approved for the $5,000 that I had entered. Life is good.




Starting Score: 680
Current Score: 700
Goal Score: 760


Take the FICO Fitness Challenge
Regular Contributor
stefanc
Posts: 220
Registered: ‎11-16-2007

Re: Amex question about spending ability

 


8benji wrote:

I called and entered my CLI on the automated system. The computer told me that I had been approved for the $5,000 that I had entered. Life is good.


Thanks 8benji. Hmmmmmmm...  tempting

 


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