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Frequent Contributor
Posts: 260
Registered: ‎06-23-2011
0

Re: Amex question

Thank You! :smileyvery-happy:


Starting Score:4/5/11 TU 660 fico, EQ 634 fico, EX 647 (Credit Inform)
Current Score:07/04/12 Myfico TU 690 Walmart fico 702, EQ 660 fico 07/05/12, EX fico 689 06/03/2012 (Amex)
Goal Score: 750+


Frequent Contributor
Posts: 260
Registered: ‎06-23-2011
0

Re: Amex question

I just got a notice from Citi Identity Monitor it was a hard pull on my EX.

But boy was it well worth it! :smileyvery-happy:


Starting Score:4/5/11 TU 660 fico, EQ 634 fico, EX 647 (Credit Inform)
Current Score:07/04/12 Myfico TU 690 Walmart fico 702, EQ 660 fico 07/05/12, EX fico 689 06/03/2012 (Amex)
Goal Score: 750+


Regular Contributor
Posts: 104
Registered: ‎09-24-2008
0

Re: Amex question

congrats

Frequent Contributor
Posts: 260
Registered: ‎06-23-2011
0

Re: Amex question

Thank You!


Starting Score:4/5/11 TU 660 fico, EQ 634 fico, EX 647 (Credit Inform)
Current Score:07/04/12 Myfico TU 690 Walmart fico 702, EQ 660 fico 07/05/12, EX fico 689 06/03/2012 (Amex)
Goal Score: 750+


Frequent Contributor
Posts: 387
Registered: ‎08-25-2011
0

Re: Amex question

That is an awesome credit limit!

They only gave me 5k, but I have two other cards with them so that is prob why. 

 

Congrats!!! 

 

Not to get you too excited, but the Chase Freedom is an awesome card too. Actually, one of my favorites. 

I know, I am the devil. LOL

 

Frequent Contributor
Posts: 260
Registered: ‎06-23-2011
0

Re: Amex question

[ Edited ]

Thanks I was stoked to say the least :smileywink:

 

Actually I was looking between BCP, Chase Freedom, and Discover More. Discover denied me said I didn't have a long enough history. I didn't try Chase my DH apped with them and they only gave him $500 and he got good credit so I didn't bother but I did like what they offer maybe down the road I will get it.


Starting Score:4/5/11 TU 660 fico, EQ 634 fico, EX 647 (Credit Inform)
Current Score:07/04/12 Myfico TU 690 Walmart fico 702, EQ 660 fico 07/05/12, EX fico 689 06/03/2012 (Amex)
Goal Score: 750+


Contributor
Posts: 120
Registered: ‎08-26-2011
0

Re: Amex question

Congrats!

 

When you applied, did you log in to your Amex account first and appy from within, or do the app without logging in? Not sure if this matters, but just curious as I am in the same spot as you, having the Zync for about a month, I'm probably going to wait a month or two before apping waiting for a few INQ to fall off and also pay down a $900 balance on my new CITI Card as well.

10/18/11 EXP - 719 FICO (BofA Pull)
9/19/11 EQ - 707 Fako
9/19/11 TU - 707 Fako

BoA Accel Rewards Amex, Chase Sapphire Preferred, CITI Aadvantage Select Amex, AMEX Zync, Discover More, Cap 1 Plat, PayPal Extras MC, Sears MC
Frequent Contributor
Posts: 260
Registered: ‎06-23-2011
0

Re: Amex question

[ Edited ]

Thanks!

 

Yes I did it while logged into my account. It asks you to put in the 4 digit number on the front of your card. It makes the process go faster too because they are using the info off your account to do it.

 

If you do it good luck!


Starting Score:4/5/11 TU 660 fico, EQ 634 fico, EX 647 (Credit Inform)
Current Score:07/04/12 Myfico TU 690 Walmart fico 702, EQ 660 fico 07/05/12, EX fico 689 06/03/2012 (Amex)
Goal Score: 750+


Frequent Contributor
Posts: 260
Registered: ‎06-23-2011
0

Re: Amex question

Wow! I just recieved my EX fico from AMEX and it was better than I thought! 749!! Yea!!

 

I am so on track now.  I have come so far after losing everything years ago. It can only get better from here!!

 

I am beyond words happy!! :smileyvery-happy::smileyvery-happy:


Starting Score:4/5/11 TU 660 fico, EQ 634 fico, EX 647 (Credit Inform)
Current Score:07/04/12 Myfico TU 690 Walmart fico 702, EQ 660 fico 07/05/12, EX fico 689 06/03/2012 (Amex)
Goal Score: 750+


Regular Contributor
Posts: 158
Registered: ‎06-27-2011
0

Re: Amex question


Mekitcat wrote:

Wow! I just recieved my EX fico from AMEX and it was better than I thought! 749!! Yea!!

 

I am so on track now.  I have come so far after losing everything years ago. It can only get better from here!!

 

I am beyond words happy!! :smileyvery-happy::smileyvery-happy:



Congrats again!!! So you got a snail mail letter from AMEX with your official approval and it gave you your  EX FICO scrore??? Did they tell you the APR for the card??? I thought if approved you did not receive a score, unless you don't receive the most favorable terms ie APR wise??? But I have read so many AMEX threads here that maybe I am wrong.



Starting Score: TU-685 (FICO) EQ-674 (FICO) EX-713 (PLUS SCORE FAKO)
Current Score: TU-800 (FICO) EQ-812 (FICO) EX-800 (PLUS SCORE FAKO)
Goal Score: 815


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