Amex "Pre-Approved" Question

[stan_the_man]

While logged into my Amex CC account, I noticed that I'm "Pre-Approved" for three charge card products:

• Green Card
• Gold Card
• Platinum Card

Since I'm "Pre-Approved," would I incur an inquiry if I applies for one of these cards?

[andre181]

Yes you will still incur an inquiry.

[Anonymous]

Since you have a Zync already I believe it would be considered a product change which would not require a hard inquiry.

If you apply for a credit card then that would require a hard hit.

[stan_the_man]

@ty101 --

My wife has Zync. I have three CCs (Blue Cash, Cash Rebate, HHonors), though I have reasons that I'm interested in potentially getting a charge product.