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Amex "Transfer Available Credit to Another Card" Feature

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trant3
Established Contributor

Amex "Transfer Available Credit to Another Card" Feature

Anyone used this feature yet under credit management?

FNBO $15k, Aspiration Zero $11k, Affinity FCU $10k, Sofi $15k, Venmo Visa $2.7k, Apple $7k, Citi Custom Cash $14k, Citi Double Cash $15k, Citizens Bank Cash Plus $8k, Chase Amazon $3k, Chase Flex $13.6k, Chase IHG $16k, Amex BCP $9.5k, Amex Hilton $10k, Chase Freedom $26.5k, NFCU Plat $46k, NFCU Cash $33k, Discover IT $29k, Discover Miles $12k, BECU Visa $14k, Wells Fargo Active $6.3k, PenFed Promise $15k, PenFed Gold $20k
Message 1 of 14
13 REPLIES 13
Anonymous
Not applicable

Re: Amex "Transfer Available Credit to Another Card" Feature

I clicked on it and the page errored out. Maybe I'm not eligible? 

Message 2 of 14
takeshi74
Senior Contributor

Re: Amex "Transfer Available Credit to Another Card" Feature

I've never noticed it or needed it.  However, I'm currently getting:

 

Sorry!

We're unable to load this page at this time.

Please try again later.

Message 3 of 14
noobody
Established Contributor

Re: Amex "Transfer Available Credit to Another Card" Feature

open this link after sign in

 

 

https://online.americanexpress.com/myca/linereallocation/us/ssr.do?request_type=authreg_LineRealloca...

EX819 1HP|TU797 1HP| EQ(Fico8 BankCard)841
Message 4 of 14
willwar14
Valued Contributor

Re: Amex "Transfer Available Credit to Another Card" Feature

Looks like a new feature, nice!

CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 5 of 14
-Cal-
Valued Contributor

Re: Amex "Transfer Available Credit to Another Card" Feature

This has been around for a while. I don't think anything links to it though. 

 

I wonder if transferring credit would impact CLI eligibility. One could optimize a CLI by moving some credit around. 

Message 6 of 14
Anonymous
Not applicable

Re: Amex "Transfer Available Credit to Another Card" Feature

i just did this and got the "You will recieve a written response in 7-10 business days"  UGH!

 

Maybe accounts too new?  Or unsure why it would give me this -- is it instant if approved ?

Message 7 of 14
-Cal-
Valued Contributor

Re: Amex "Transfer Available Credit to Another Card" Feature


@Anonymous wrote:

i just did this and got the "You will recieve a written response in 7-10 business days"  UGH!

 

Maybe accounts too new?  Or unsure why it would give me this -- is it instant if approved ?


Thank you for being our guinea pig. Maybe they have a credit analyst review the request to make sure there's no new issues with your credit profile. 

Message 8 of 14
noobody
Established Contributor

Re: Amex "Transfer Available Credit to Another Card" Feature

Donor card has to be 13 month old and receiver card had to be 2 month old.
EX819 1HP|TU797 1HP| EQ(Fico8 BankCard)841
Message 9 of 14
Anonymous
Not applicable

Re: Amex "Transfer Available Credit to Another Card" Feature

Looks like they're having some issues right now.

 

Thank You for Visiting American Express

We're sorry. We are momentarily experiencing technical difficulties. We are working on bringing our services back online.
For immediate assistance, please call the number on your card or statement. We apologize for any inconvenience.
Thank you for visiting AmericanExpress.com.

Message 10 of 14
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