Amex really wants me to apply for their Green card.

[killer_queen229]

Which as I've said, I won't do. Not worth paying $95 annually in the long run, even though it would be waivered for a year. I mentioned they sent me an application before and now they did it again last week. And why are they only sending me applications for that one card??

[GaTech]

All their charge cards have the same underwriting requirements. I'd apply for the PRG card, lock in the bonus MR points, and then downgrade to the Senior Green Card (annual fee $35 without MR program. Add $40 to get MR points = $75 annual fee). 

[killer_queen229]

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@GaTech wrote:

All their charge cards have the same underwriting requirements. I'd apply for the PRG card, lock in the bonus MR points, and then downgrade to the Senior Green Card (annual fee $35 without MR program. Add $40 to get MR points = $75 annual fee). 

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Actually don't want an AE card at all, even though I feel honored that they try to get me to apply.