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Amex completed the FR and released my accounts from hold. It was not that bad. Learned my lesson. No more apping for any thing no matter how tempting it is.
Congrats!
@Red1Blue wrote:Amex completed the FR and released my accounts from hold. It was not that bad. Learned my lesson. No more apping for any thing no matter how tempting it is.
Did they place hard credit lines on your charge cards?
Congrats!
@Creditaddict wrote:
@Red1Blue wrote:Amex completed the FR and released my accounts from hold. It was not that bad. Learned my lesson. No more apping for any thing no matter how tempting it is.
Did they place hard credit lines on your charge cards?
yes
@Red1Blue wrote:
@Creditaddict wrote:
@Red1Blue wrote:Amex completed the FR and released my accounts from hold. It was not that bad. Learned my lesson. No more apping for any thing no matter how tempting it is.
Did they place hard credit lines on your charge cards?
yes
Is it more than you usually charge like another poster mentioned? also Amex says the hard holds could be released as soon as 6 months.
@Creditaddict wrote:Is it more than you usually charge like another poster mentioned? also Amex says the hard holds could be released as soon as 6 months.
Quite honestly, I have no idea how they assigned the limits. What ever they gave, I am happy and time to move on. I am glad FR is done and I can move on. Next time, I dont have to worry if they ask for FR and I went through once and came out with flying colors.
Here is the details of what they gave
$5k for Personal Platinum Charge - Highest I used on this card around 1400
$4.5 K for Delta Gold. - This is the limit I had before.
$500 for Plum - Highest I used on this card is around 3500
$3k for Business Gold Charge - Probably betweek 3-4 k I used to charge / month.