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Frequent Contributor
JaeJae12
Posts: 348
Registered: ‎04-15-2013
0

Amex rep glitch my cli button online?

So after calling in amex to ask a question about cash advance and tried to lower my cash advance to only 100. When I go online my request credit line button don't work anymore, I get this message "

 
Our records indicate a request for a line of credit increase has already been submitted, and is currently being processed or that the line of credit on your account was increased within the last 30 days.

Your account is not eligible for a new request at this time. Please call 1-800-576-8942 if you have any questions.

when will it go away?


BCE- 30000 -BOA 123 7400 -Freedom- 28789- Citi Forward- 19900 -Citi DC- 23800-CSP 22.5k
Garden mode 3/25/14



Senior Contributor
john398
Posts: 3,526
Registered: ‎01-19-2009
0

Re: Amex rep glitch my cli button online?

yuck, but why would you ask to lower your cash advance limit? is it just too tempting?

Senior Contributor
score_building
Posts: 3,577
Registered: ‎01-10-2008
0

Re: Amex rep glitch my cli button online?

[ Edited ]

Going forward, would perhaps skip calling Amex with inquiries relating to cash advances and assuming restraint isn't an issue, why CLD- can just let it sit.

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Valued Contributor
wHiTeSoL
Posts: 1,063
Registered: ‎07-09-2013
0

Re: Amex rep glitch my cli button online?

I think it's a good idea to set it lower. I set mine to 0$ so I dont get any funny cash advanced fees when I buy gift cards :smileylol:


   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Valued Contributor
FinStar
Posts: 6,817
Registered: ‎10-21-2012
0

Re: Amex rep glitch my cli button online?

Mine are still the same, never found any reason or situation to lower the threshold.  Matter of preference I suppose for some folks.

Frequent Contributor
jenn_bar
Posts: 315
Registered: ‎05-24-2013
0

Re: Amex rep glitch my cli button online?


wHiTeSoL wrote:

I think it's a good idea to set it lower. I set mine to 0$ so I dont get any funny cash advanced fees when I buy gift cards :smileylol:


BINGO! Did this to all my accounts just for safety. I'd rather have them decline it than charge me a fee to offset my cashback.

Valued Contributor
wHiTeSoL
Posts: 1,063
Registered: ‎07-09-2013
0

Re: Amex rep glitch my cli button online?


jenn_bar wrote:

wHiTeSoL wrote:

I think it's a good idea to set it lower. I set mine to 0$ so I dont get any funny cash advanced fees when I buy gift cards :smileylol:


BINGO! Did this to all my accounts just for safety. I'd rather have them decline it than charge me a fee to offset my cashback.


I had this save me before. DW being new to the country didn't know what a cash advance was, so instead of using our debit card one day with western union she used our chase credit card card, if it didn't decline we would been in a world of hurt with fees on a $1000.


   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |


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