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Established Contributor
Posts: 505
Registered: ‎11-05-2012
0

Amex reporting

i just opened Amex account. they sent me a credit card with member 2004,and they report card opened 2004,then i add my family be AU, but my family has Amex credit card 2003 they sent them Amex card member 2003,but they reported my family AU card at 2013,we called Amex customer service they said they just report the year and month 2013,they dont report 2003 or 2004.So what will i do to backdate AU?

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Valued Member
Posts: 96
Registered: ‎02-08-2013
0

Re: Amex reporting

You can't backdate AU on their report. 

You only get the backdated member since date on cards that are in your name. 

 

So if they open an AMEX of their own, it would report 2003. 

If you open an AMEX of your own, it would report 2004. 

 

But if you add them as an AU to yours, or they add you as an AU to theirs, it's going to report 2013.

Established Contributor
Posts: 505
Registered: ‎11-05-2012
0

Re: Amex reporting

Ty.I though it will report AU base on my report. well guess not

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Valued Member
Posts: 96
Registered: ‎02-08-2013
0

Re: Amex reporting

Yeah, they don't do that anymore, they report the AU as of the date they were added, not based on their member date or your member date. 

Valued Member
Posts: 96
Registered: ‎02-08-2013
0

Re: Amex reporting

[ Edited ]

I sent them an email just to confirm my information I gave you was correct:

 

The Member Since date will be from the time [they apply] for [their] own Card.

If [they open their] own American Express Card 5 years from now, [their] Member Since date will be 2018.

Sincerely,           

Email Servicing Team           
American Express Interactive Services

So regardless if you add them as an AU, whenever they go to open their own card (if they've never had one in their name before), their Member Since date will be when they get their own first card. So basically, an AU on an AMEX doesn't give them any benefit over being an AU on any other card.

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