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Amex requested 5x CL Pending

Regular Contributor

Re: Amex requested 5x CL Pending


TrishN wrote:

After 70 days when i received my Amex HH.i requested 5x my Amex HH from 2K to 10K over the phone and they told me to wait 7-10 days.Not instant ^_~ and no counter, i charge 5 K for months PIF and paid 3-4 times for month. i do have BOA 22K CL,let see how 5x CL work ^_~. i know 3x,but 5x never know Smiley Very Happy


From what I have seen >3X has been an instant denial in the past with email/letter mentioning the 3X cap as the reason for denial. Seems like this is a different experience than most. 7-10 days is usually denial or 4506T, but even there Revelate has had a diff experience recently.

 

Your payment history might be a good selling point for the CLI even if it is not the full amount requested.

Valued Contributor

Re: Amex requested 5x CL Pending

Results???

In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
Established Contributor

Re: Amex requested 5x CL Pending

still pending. waiting and waiting

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Mega Contributor

Re: Amex requested 5x CL Pending


TrishN wrote:

still pending. waiting and waiting


Good luck to you!!!!




EQ FICO 548 3/3/16
Highlighted
Contributor

Re: Amex requested 5x CL Pending

Good luck! Keep us posted







Amex BCE $14k (backdated to 1/11), Chase Freedom $500 (11/2012)
Discover It Student $3k (3/13), Citi Dividend Platinum Visa $3k (3/13)
Capital One Cash Rewards Visa $3.5k (3/13)
Starting Score 3/20/13 - TransUnion FICO 758 - Goal Score 800
Established Contributor

Re: Amex requested 5x CL Pending

they increased 1k to my CL. its hurt !!!!!!!! the reason they gave me is too much credit. WTH ^_~

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Moderator Emerita

Re: Amex requested 5x CL Pending

Sorry to hear. Maybe next time you should try 3x...baby steps.