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@mountainmom wrote:
Are there better deals to be had with UR points?
You don't have to purchase through the UR mall. You can redeem points at Amazon and Amazon's prices are the same for points or cash. That said, transferring to travel partners is generally how I redeem UR points as well.
It's worth throwing the Merrill+ card into that same mix. While it doesn't offer the 2X points on dining, you do get 2X Merrill points on travel when booking through them (even more than if you use the merrill mall for spending on the website), also it has no annual fee.
They are partnered with American, Delta, United and British Airways for favorable points redemptions (can transfer 1:1 on BA)
25,000 points will get you a roundtrip domestic coach ticket (up to $500.00) on any of those
Spend 50,000 in one year and you get the next year of Delta or American lounge membership for free, plus additional benefits with Hertz
The card isn't metal, but the rewards aren't much different