So I don't know if you all remember me on the forum at all it has been awhile since I have posted. Anyway I was under amex f/r earlier in the month for about 8 days. It took that long because their system had to be updated and the person handling my account thought she had lost my paperwork, needless to say I was very upset, however they opened me back up for charging and all is well again. I have two charge cards(gold and platinum) and two credit cards(blue and delta skymiles). I really love the charge cards because for a lot of the presents this month I was able to use my gold card mainly because of the bonus 10000 point boost I was to get if I charged 500 by december 31st. I notice that the charge cards go through a bit quicker then the other cards. Another thing I have noticed in doing searches on the forum is that some people are confused about the no pre set limit thing. Well since they put me under f/r I figure they have set them pretty tight on my charge cards but they are still very trusting in that I was able to charge almost 700 dollars with no hiccups at all. I am trying to utilize the blue however the most to get the cli up as fast as possible, have about 2000 on it and will probably pay all of it early next month.
Anyway I would recommend them to anyone who wants a great rewards program and great customer service. With all my cards it is easy for me to talk to a representative whenever I want to. Of course with the platinum card I always get to a rep within like 20 seconds, haha. Anyway I recommend amex to any and everyone, they are great and I am sure will take care of me in the future. Oh and f/r really is not that bad just cooperate and they will treat you very well.