Valued Contributor
Posts: 1,195
Registered: ‎12-13-2007

Amex said I CAN use anticipated income...

I used the online chat help and told rep that we had been inc'd in 92 but out of operation for the last few years. asked if i could use Anticipated/Projected income and she said 'Yes you may'. I'm saving THAT transcript...


It is the only real sticking point, as I launch this biz and get cards/lines, and I have detailed 3 year projections, but don't want to put down $0 on apps.

MyFico Scores (TU/Exp/Efx):

11/02/08 696 / 695/ 737- 5/4/08: 667 / 703 / 668 - 11/07 Low 500s All (Fako)
Frequent Contributor
Posts: 307
Registered: ‎10-20-2008

Re: Amex said I CAN use anticipated income...

Hopefully AMEX will transfer her to the Finacial Review Dept, they only want to accept two year old tax returns.  Funny how the marketing department is so much more understanding about these things than the risk management department.  LOL.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+