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Amex soft pull....

Frequent Contributor

Amex soft pull....

Is it true they only do soft pulls when you already have a card with them? Currently cleaning up my reports and going for the green! 

Message 1 of 8
7 REPLIES
Valued Contributor

Re: Amex soft pull....

When you're a current member they soft pull for denials, hard pull for approvals.  You can recon if denied from the soft, but they will do a HP

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 2 of 8
Frequent Contributor

Re: Amex soft pull....

well thats good to know thanks 

Message 3 of 8
Valued Contributor

Re: Amex soft pull....

Clean them up all good then apps for it with better change and higher limit to start with........


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 4 of 8
Frequent Contributor

Re: Amex soft pull....

I am thankful for my zync just tired of it. Will fore Eric be stuck at a 500 limit but was surprised when I was approved with a 615 on EX 

Message 5 of 8
Frequent Contributor

Re: Amex soft pull....

Wow meant forever....darn technology lol 

Message 6 of 8
Valued Contributor

Re: Amex soft pull....

they wont approved for 615 or anything closed to it.......I would wait your score went up about 680 or at least 660 then apps for their easiest revolve card.....


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 7 of 8
Highlighted
Frequent Contributor

Re: Amex soft pull....

ive had the zync for two years. not sure what my current score is but im far from a 615. just pulled my reports and trying to clean up some more. 

Message 8 of 8