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Amex softing...

Established Contributor

Amex softing...

For you other Amex cardholers, how much does Amex soft you? I was pretty surprised last night when looking over a fresh Experian report to see that Amex softs us about twice a month.  Twice a month, every month, since our first Amex was opened in '10.

About $215,000 total credit among 11 cards
3 REPLIES
Frequent Contributor

Re: Amex softing...

I just pulled my experian report, they were not softing me that much. Maybe 2-3 times last year? Once this year so far.

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
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Super Contributor

Re: Amex softing...

 

Lately I have been softed monthly by AMEX, alternating between TU and EX reports each month.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Valued Contributor

Re: Amex softing...

Back when I had Zync they were softing me every week.