Reply
Valued Contributor
bigblue7722
Posts: 1,278
Registered: ‎05-17-2013
0

Amex special offers

I tried that amex special offers site how much more likely is an approval? I get the premire rewards gold and the bce. I know I cant get approved today I added too many new accounts im just wondering lol. My score is 655 eq and 670 tu 08. Ulti is perfect

TU08 Fico Score (689)-Goal Score-(750)
AMEX PRG NPSL,Us Airways mastercard $7500, CSP $6000, AMEX BCE $5000, Chase Marriott $5000,Chase Hyatt $5000, Capital One Quicksliver $3500,Chase Freedom $3200, Discover it $3000,Paypal smart connect $3000, Sallie Mae Mastercard $2900
Valued Contributor
FinStar
Posts: 6,845
Registered: ‎10-21-2012
0

Re: Amex special offers


bigblue7722 wrote:

I tried that amex special offers site how much more likely is an approval? I get the premire rewards gold and the bce. I know I cant get approved today I added too many new accounts im just wondering lol. My score is 655 eq and 670 tu 08. Ulti is perfect


These are just targeted offers to apply, no guarantee of approval.  Just a simple method to expand the relationship (and fee income depending on the AMEX product), if approved.

Frequent Contributor
CreditJunkie917
Posts: 403
Registered: ‎01-08-2013
0

Re: Amex special offers

Amex almost exclusively pulls EX, unless your borderline, then they'll possibly double/triple pull. Along with adding new accounts and low UTI, what does the rest of your profile look like?

Amex Plat.(NPSL) Amex PRG(NPSL), Amex BCE($6K), Amex Hilton($1K), NavCheck ($15K), NFCU CR Siggy($16.6K), USAA Amex($7K), USAA World MC($7K), CSP($5K), Chase Marriott($5K), Care Credit($2.5K), Cap1 QS($3.5K), VS($500), Cap1 Secure($200)
Starting Scores(Jan 2013): FICO EQ: 643, TU: 552, EX: 567
Current Scores(October 8, 2014): FICO EQ: 679, TU: 703, EX: 696
In the Garden FOR-EV-ER!!!!! Cards and goals achieved! Let's grow and mature these babies!!!



Valued Contributor
bigblue7722
Posts: 1,278
Registered: ‎05-17-2013
0

Re: Amex special offers


CreditJunkie917 wrote:

Amex almost exclusively pulls EX, unless your borderline, then they'll possibly double/triple pull. Along with adding new accounts and low UTI, what does the rest of your profile look like?


I havent missed a payment sense oct 2012 but before that i missed like 9 with sallie mae student loans. my oldest account is 6 years aaoa is 2 years. I just always wanted an amex working in retail for 6 years made me want one.

TU08 Fico Score (689)-Goal Score-(750)
AMEX PRG NPSL,Us Airways mastercard $7500, CSP $6000, AMEX BCE $5000, Chase Marriott $5000,Chase Hyatt $5000, Capital One Quicksliver $3500,Chase Freedom $3200, Discover it $3000,Paypal smart connect $3000, Sallie Mae Mastercard $2900

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}