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So I requested a cli yesturday on my BCE. I got the will recieve written notice message so i figure Its a no go , and this morning I wake up to a notice that someone that a credit analyst at Amex looked at my profile.
TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!
wouldn't that be breaking some kind of privacy law, no?
Could have been a coincidence. They can't do this.
It was either a coincidence or the analyst was breaking some pretty major laws! Maybe call Amex back and ask for the name of the Analyst who helped you yesterday and see if it was the same person who looked at your linkedin?
I would think AMEX cant do this. Too much of a coincidence I would say.
what laws exactly would amex be breaking? your linked in profile is public. amex claims to use all available internal and externa data they can to evaluate your creditworthiness.
This would not surprise me given their FR policy.
@CreditHammer wrote:It was either a coincidence or the analyst was breaking some pretty major laws! Maybe call Amex back and ask for the name of the Analyst who helped you yesterday and see if it was the same person who looked at your linkedin?
Which laws do you imagine are being broken? Anyone can (try to) look up anyone on linkedin (or facebook etc) so there is no privacy issue. Only legal concerns would be if the credit decision was made using prohibited criteria based on linkedin profile (e.g. "Oh she's female/black/vet/old") etc, which would be almost impossible to prove
Edit: NJTurnpike beat me to it!
@CreditHammer wrote:It was either a coincidence or the analyst was breaking some pretty major laws! Maybe call Amex back and ask for the name of the Analyst who helped you yesterday and see if it was the same person who looked at your linkedin?
This ^^^^^^
Absolutely make a fuss about it. He could have ran your name on his own but he is part of AMEX's domain.
@longtimelurker wrote:
@CreditHammer wrote:It was either a coincidence or the analyst was breaking some pretty major laws! Maybe call Amex back and ask for the name of the Analyst who helped you yesterday and see if it was the same person who looked at your linkedin?
Which laws do you imagine are being broken? Anyone can (try to) look up anyone on linkedin (or facebook etc) so there is no privacy issue. Only legal concerns would be if the credit decision was made using prohibited criteria based on linkedin profile (e.g. "Oh she's female/black/vet/old") etc, which would be almost impossible to prove
Edit: NJTurnpike beat me to it!
I'm quick like that.
Doubt any laws were broken . More or less it is a thought of is it right? We are in the age of social media. I really dunno if I mind it or not.
@ibmrad7 wrote:
@CreditHammer wrote:It was either a coincidence or the analyst was breaking some pretty major laws! Maybe call Amex back and ask for the name of the Analyst who helped you yesterday and see if it was the same person who looked at your linkedin?
This ^^^^^^
Absolutely make a fuss about it. He could have ran your name on his own but he is part of AMEX's domain.
They searched privately. I only know it a credit analyst because with linkedin account I I have. Their name is withheld but position shows they have in their linkedin profile.
TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!