Credit Cards Center Credit cards from our partners
Reply
Established Contributor
Posts: 554
Registered: ‎09-28-2012
0

Amex spying on my Linkedin

[ Edited ]

So I requested a cli yesturday on my BCE.  I got the will recieve written notice message so i figure Its a no go , and this morning I wake up to a notice that someone that a credit analyst at Amex looked at my profile. 



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


New Member
Posts: 33
Registered: ‎03-19-2013
0

Re: Amex spying on my Linkedin

wouldn't that be breaking some kind of privacy law, no?

 





Cap One Journey .5k auto CLI to .75k | Chase Freedom 1k | BestBuy Store Card 1.2k | MSU Federal Credit Union Visa 4k | Discover IT-Student 1k auto CLI to 1.3k | Amex BCE 2k CLI to 6k | CSP 5k
Established Contributor
Posts: 871
Registered: ‎12-11-2010
0

Re: Amex spying on my Linkedin

Could have been a coincidence. They can't do this.


Starting Score: 583
Current Score: 716
Goal Score: 750+


Take the FICO Fitness Challenge
New Member
Posts: 120
Registered: ‎05-14-2013
0

Re: Amex spying on my Linkedin

It was either a coincidence or the analyst was breaking some pretty major laws! Maybe call Amex back and ask for the name of the Analyst who helped you yesterday and see if it was the same person who looked at your linkedin?

Super Contributor
Posts: 6,672
Registered: ‎04-07-2008
0

Re: Amex spying on my Linkedin

I would think AMEX cant do this. Too much of a coincidence I would say.




Established Contributor
Posts: 662
Registered: ‎02-20-2013
0

Re: Amex spying on my Linkedin

what laws exactly would amex be breaking? your linked in profile is public. amex claims to use all available internal and externa data they can to evaluate your creditworthiness.

 

This would not surprise me given their FR policy.


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Super Contributor
Posts: 11,228
Registered: ‎04-22-2013
0

Re: Amex spying on my Linkedin

[ Edited ]

CreditHammer wrote:

It was either a coincidence or the analyst was breaking some pretty major laws! Maybe call Amex back and ask for the name of the Analyst who helped you yesterday and see if it was the same person who looked at your linkedin?


Which laws do you imagine are being broken?  Anyone can (try to) look up anyone on linkedin (or facebook etc) so there is no privacy issue.  Only legal concerns would be if the credit decision was made using prohibited criteria based on linkedin profile (e.g. "Oh she's female/black/vet/old") etc, which would be almost impossible to prove

 

Edit: NJTurnpike beat me to it!

Citi: Forward, AA Select Plat, Double Cash, Dividend. Chase: Amazon, Freedom, CSP. Cap One: 2 x QS. Penfed 2x Plat Rewards. US Bank: Cash Plus. Barclays: Arrival, SM. Amex: BC, BCE, ED. Nasa FCU. Ebates, FIA Fidelity Amex, Discover IT Miles.

Established Contributor
Posts: 871
Registered: ‎12-11-2010
0

Re: Amex spying on my Linkedin


CreditHammer wrote:

It was either a coincidence or the analyst was breaking some pretty major laws! Maybe call Amex back and ask for the name of the Analyst who helped you yesterday and see if it was the same person who looked at your linkedin?


This ^^^^^^

Absolutely make a fuss about it. He could have ran your name on his own but he is part of AMEX's domain.


Starting Score: 583
Current Score: 716
Goal Score: 750+


Take the FICO Fitness Challenge
Established Contributor
Posts: 662
Registered: ‎02-20-2013
0

Re: Amex spying on my Linkedin


longtimelurker wrote:

CreditHammer wrote:

It was either a coincidence or the analyst was breaking some pretty major laws! Maybe call Amex back and ask for the name of the Analyst who helped you yesterday and see if it was the same person who looked at your linkedin?


Which laws do you imagine are being broken?  Anyone can (try to) look up anyone on linkedin (or facebook etc) so there is no privacy issue.  Only legal concerns would be if the credit decision was made using prohibited criteria based on linkedin profile (e.g. "Oh she's female/black/vet/old") etc, which would be almost impossible to prove

 

Edit: NJTurnpike beat me to it!


I'm quick like that. Smiley Wink


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Established Contributor
Posts: 554
Registered: ‎09-28-2012
0

Re: Amex spying on my Linkedin

[ Edited ]

Doubt any laws were broken . More or less it is a thought of is it right? We are in the age of social media.  I really dunno if  I mind it or not.

 


ibmrad7 wrote:

CreditHammer wrote:

It was either a coincidence or the analyst was breaking some pretty major laws! Maybe call Amex back and ask for the name of the Analyst who helped you yesterday and see if it was the same person who looked at your linkedin?


This ^^^^^^

Absolutely make a fuss about it. He could have ran your name on his own but he is part of AMEX's domain.

They searched privately. I only know it a credit analyst because with linkedin account I I have.  Their name is withheld but position shows they have in their linkedin profile. 



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.