Amex third card question

[Anonymous]

So I applied & was automatically approved for the HHonors on 1/25/17 and for the Delta Gold on 1/26/17. Now I decided I would like to add one more card to my collection with Amex - the BCE. I applied and my application was cancelled.

"The reason for our decision is that you have reached the maximum number and type of Cards that we will approve within the period of a few months"

What would "a few months" be? I think I read 60 days on here somewhere. 3/28 marks my 61st day on which I will attempt 3x CLI with my Delta Gold. Can I reapply for a third card after I get my 61 day CLI?

Thanks in advance!

[Anonymous]

I believe the policy is no more than 2 cards in a 90 day period.

[Anonymous]

Just had the same denial reason. I asked a rep in chat if I would have an issue applying for another 2 cards the same day and I was assured it would not be a problem. Sure enough, the reason for the cancellation is too many cards "in a few months" whatever that means. I really wanted the 70K signup for these 2 SPG that was going on.

[AllCredit]

I applied for 3 Amex cc's in one night...approved for BCE and Delta Gold, denied SPG due to same, I was told only 2 cards in 90 days...

[jamesdwi]

you may figure out the minimum amount of time two get the next card but with prime lenders its best to wait at least 6 months between APP's so you lessen the chance of getting a low SL and doomed to a slow growing CL's afterwards, cards with a 1k limit grow much slower than cards with a 5k limit or more, at least that is what I have found. Getting the low limit SL probably also lowers your internal score, which determines  auto-cli and CLI's in general.  

Patence is a virtue in the credit world. 

[Schwartzinator]

I applied for and was instantly approved for 3 cards in April of last year. Two of them were charge cards though so I wonder if thats why they all went through?

[kidink1911]

AMEX has their own rules:

3/1- Approved for AMEX Green

3/7- Approved for AMEX Delta Skymiles

3/15- Approved for AMEX BCE

And the CSR told me I could apply for up to four cards during the first 90 days so there is no rhyme or reason to AMEX's process.

[Anonymous]

From what I gather on another forum and seen posted here, their policy is no more than 2 cards in 90 days BUT you can do 2 charge and 2 revolvers in 90 days.  Amex will not approve 3 revolvers in a 90 day span but you will see 2 revolvers and a charge card or 2 charge cards.