Amex will not backdate my Zync...

[Repo-ed]

Sooooo...as some of you suspected, I did in fact receive my new Zync card w/ NPSL w/ a member since date of 12'

Of course I immediately called to have a new card issued with the date of 2006, since they acknowledge me by thanking me for being a member since - 2006...

She places me on hold for about 5 mins and then returns to let me know that they can not issue me a card with a backdate of 2006, since the 1st account was closed and sent to CA, despite executive relations removing the TL from the CRs - their internal systems forgets nothing (and I wouldn't think it would)

I express my displeasure and let her know that I'm upset about that, but of course not with her.  Went on to say I app'd for the card specifically for the backdating benefits, at which point she says the card will report to the CRAs with 2006, it's just the card can't be issued with a 2006 date on it.

I am inclined to think that this card will report as a new account with new member # and report as a 2012 TL.

Thoughts?

[android01]

If you sign on to your online account, it should tell you whether its backdated to 2006.  On the other hand, I don't understand why you would expect any kind of backdating consideration, or even a new account with them, after your negative history with AMEX.  I also don't know why you would tell the CSR that you specifically applied for a new card to take advantage of the backdating to boost your score. 

[Repo-ed]

---

@android01 wrote:

If you sign on to your online account, it should tell you whether its backdated to 2006.  On the other hand, I don't understand why you would expect any kind of backdating consideration, or even a new account with them, after your negative history with AMEX.  I also don't know why you would tell the CSR that you specifically applied for a new card to take advantage of the backdating to boost your score. 

---

Um - The truth, perhaps?

[pizzadude]

+1.   Setup your online account and if it says member since 2006 then the account will be backdated on your credit reports, which is what really matters....

[Repo-ed]

---

@pizzadude wrote:

+1.   Setup your online account and if it says member since 2006 then the account will be backdated on your credit reports, which is what really matters....

---

[pizzadude]

Congrats !!   You have achieved backdating success !     Your account will show May 2006 as the date opened on your credit reports.

[android01]

---

@Repo-ed wrote:

---

@android01 wrote:

If you sign on to your online account, it should tell you whether its backdated to 2006.  On the other hand, I don't understand why you would expect any kind of backdating consideration, or even a new account with them, after your negative history with AMEX.  I also don't know why you would tell the CSR that you specifically applied for a new card to take advantage of the backdating to boost your score. 

---

Um - The truth, perhaps?

---

Sure, it is the truth, but as a lender, the last thing I would want to hear from a new (old) customer that the only reason I wanted your product was to manipulate my FICO score.  I'd rather hear that you want my product because it's the best fit for your spending needs.  IMO of course...

[android01]

---

@Repo-ed wrote:

---

@pizzadude wrote:

+1.   Setup your online account and if it says member since 2006 then the account will be backdated on your credit reports, which is what really matters....

---

---

Congratulations on your success! 

[Repo-ed]

---

@android01 wrote:

---

@Repo-ed wrote:

---

@android01 wrote:

If you sign on to your online account, it should tell you whether its backdated to 2006.  On the other hand, I don't understand why you would expect any kind of backdating consideration, or even a new account with them, after your negative history with AMEX.  I also don't know why you would tell the CSR that you specifically applied for a new card to take advantage of the backdating to boost your score. 

---

Um - The truth, perhaps?

---

Sure, it is the truth, but as a lender, the last thing I would want to hear from a new (old) customer that the only reason I wanted your product was to manipulate my FICO score.  I'd rather hear that you want my product because it's the best fit for your spending needs.  IMO of course...

---

Hey, great thing you are not the lender

[Repo-ed]

---

@pizzadude wrote:

Congrats !!   You have achieved backdating success !     Your account will show May 2006 as the date opened on your credit reports.

---

Thanks!