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Amex

Regular Contributor

Amex

While I was app spreeing last month I attempted to open a Amex Blue Cash. I was denied due to too many inquiries. I applied for them late in my spree so I understand. Based on what I read on these forums it becomes easier to get approved if you have an existing relationship with Amex. I was able to get approved for a Bank of America Accelerated Rewards Amex. Does this establish a relationship with Amex or just Bank of America?

4 REPLIES
Valued Contributor

Re: Amex

No.


Cellice wrote:

While I was app spreeing last month I attempted to open a Amex Blue Cash. I was denied due to too many inquiries. I applied for them late in my spree so I understand. Based on what I read on these forums it becomes easier to get approved if you have an existing relationship with Amex. I was able to get approved for a Bank of America Accelerated Rewards Amex. Does this establish a relationship with Amex or just Bank of America?


Just with BoA

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Frequent Contributor

Re: Amex

Just BoA.  It uses the AMEX network, but it's just a branded BoA card.  It will not get you a relationship started with them.  I have the USAA Amex card and thought the same thing myself.

01/06/2015 Walmart TU 726
01/06/2015MyFico EQ 705
01/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $5000, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $7800
Regular Contributor

Re: Amex

Shoot! Well that is the only reason I got the card.

 

Guess its time to add a Zync to my wallet.

Highlighted
Established Contributor

Re: Amex

Good luck!
FICO: EX: 763 (12/16); TU: 786 (12/16); EQ 731 (12/16)
Amex Blue Cash Preferred | Amex SimplyCash Plus | Chase Amazon Prime VS | Chase Freedom VS | Discover IT | Penfed Power Cash Rewards VS | Sams Club MC | USAA Limitless Rewards PV