Amex

[Stonemanmv]

Hi all,
I've been reading post here for a while and just want to say great forum!! People are awesome and very helpful. Anyway about 13 years ago I had a Amex gold card and got into some trouble. I had a 12000ish bal and I settled for 8000 does Amex keep track of that? Or since its been so long maybe I have a chance? Any info would be helpful

[CreditJunkie917]

 Amex has a VERY VERY long memory. But there have been posts here where people have gotten back in with Amex after situations like yours. YMMV.

[Stonemanmv]

Thanks for the info

[FocusedAndDetermined]

Years ago they had a loooooooooooong memory, and were completely unforgiving.  Of late, their memory is still long, but they seem to be willing to give some people a second chance. 

[myjourney]

---

@CreditJunkie917 wrote:

 Amex has a VERY VERY long memory. But there have been posts here where people have gotten back in with Amex after situations like yours. YMMV.

---

+1

YMMV some get back in some are reminded of that old debt...

Only way to tell if you are blacklisted is apply 

If they don't pull your CR your on the list....sorry

[Stonemanmv]

Do you think 13 years is long enough?

[Stonemanmv]

What kind of scores are they looking for?

[myjourney]

---

@Stonemanmv wrote:
What kind of scores are they looking for?

---

The kind of scores your showing

EX is most important score as that's who they will most likely pull

[Stonemanmv]

Not sure on that. I have freecreditreport.com my fako score was 697 yesterday. In the last 3 months I've had a new mortgage report, and 2 cc. My ex went up 13 points. And Eq went from 751 to 712. Tu 705 to 695

[myjourney]

---

@Stonemanmv wrote:
Not sure on that. I have freecreditreport.com my fako score was 697 yesterday. In the last 3 months I've had a new mortgage report, and 2 cc. My ex went up 13 points. And Eq went from 751 to 712. Tu 705 to 695

---

What card do you want?