Credit Card Center Advertiser Disclosure†
04-25-2013 06:03 AM
04-25-2013 09:20 AM
App for a charge card. If approved, app right away for a revolver. They will use the same hard pull for both apps. They pull experian.
+1 Lambo hit it right on the head
04-25-2013 09:48 AM
04-25-2013 10:26 AM
04-25-2013 10:27 AM
I just applied for the Blue Sky card. Instantly approved, they pulled Experian, I had a 707. My AAoA is low and my utilization isn't exactly in the recommended range so I was skeptical about applying but I went for it anyway with a good outcome!!
WAY TO GO!!!!
04-25-2013 10:34 AM
04-25-2013 01:33 PM
04-25-2013 03:11 PM
I was thinking of getting a card with Amex. I wanted to know what is the best card if you're just starting a relationship with them?
What CR do they pull and what is the typical score they like to see? Don't want to waste a HP
Definitely a Charge card. It depends on how much AF your willing to spend and your spending pattern. If you plan to spend big (say 30K in a year) the PRG would be a great look for you:
-Waived $175 AF for 1st year
-Bonus 15K MR points with 30K spend in a year
If your looking to spend less I'd go with the Green card with a $95 AF.
06-17-2013 12:30 PM
Have you tried going on their website to see if you are pre-approved for anyting?
I recently app'ed and got approved for Preferred Gold Card and Delta Skymiles Gold. Both on same day. One HP from EX. Both of these cards are what I wanted and both will fit my needs.
My EX score was 779 with 0 INQ, 0 Baddies, 7% UTL, two CC totalling $2700 CL, 3Y7Mo AAoA. Was approved for $9,500 CL on Delta.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.