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Amex ?

Contributor

Amex ?

From what i have read, is it true Amex only hard pulls if approved ? Sorry for all the questions but i really have a itchy app finger ...


Starting Score: EQ 729 TU 727
Current Score: Ex (AMEX) 765 EQ 734 TU 736
Goal Score: 780+


Take the FICO Fitness Challenge

Message 1 of 15
14 REPLIES
Super Contributor

Re: Amex ?

I believe this applies to existing Amex customers.



Message 2 of 15
Super Contributor

Re: Amex ?


CS800 wrote:
I believe this applies to existing Amex customers.


That is correct.   If you are not currently an AMEX customer you will get a hard pull regardless of whether or not you are approved.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 3 of 15
Frequent Contributor

Re: Amex ?

+1 only to amex card holders


Starting Score: EQ 515 TU 490 EXfaco 510
Current Score: EQ 660 TU 665 EXplus 661
Goal Score: 700


Take the FICO Fitness Challenge
Message 4 of 15
Mega Contributor

Re: Amex ?


AllPro wrote:

From what i have read, is it true Amex only hard pulls if approved ? Sorry for all the questions but i really have a itchy app finger ...



AllPro wrote:

From what i have read, is it true Amex only hard pulls if approved ? Sorry for all the questions but i really have a itchy app finger ...


Do you have a account with AMEX currently?




EQ FICO 548 3/3/16
Message 5 of 15
Super Contributor

Re: Amex ?

Amex has a lot of good things.. SP for CLI's, got to love this one too




Message 6 of 15
Established Contributor

Re: Amex ?


CS800 wrote:

Amex has a lot of good things.. SP for CLI's, got to love this one too


can't wait for 61 day mark to ask for 3x the limit Smiley Happy


Starting Score: EQ 686 10/18/11, TU 689 10/25/11, EX 685 10/11 (Amex Pull)....these are all FICO scores
Current Score: EQ 702 10/24/11, TU 689, EX 685
Goal Score: 750+

Score Update: EQ: 743 (02/03/12) TU: 741 (Walmart 01/11/12), now 761 as of 01/27/12 (Walmart), EX: 741 (Amex 01/04/12)
Take the FICO Fitness Challenge

Message 7 of 15
Super Contributor

Re: Amex ?


fusioncredit wrote:

CS800 wrote:

Amex has a lot of good things.. SP for CLI's, got to love this one too


can't wait for 61 day mark to ask for 3x the limit Smiley Happy


Same here for my BCE. One month to go for me.




Message 8 of 15
Frequent Contributor

Re: Amex ?


fusioncredit wrote:

CS800 wrote:

Amex has a lot of good things.. SP for CLI's, got to love this one too


can't wait for 61 day mark to ask for 3x the limit Smiley Happy


 

cant wait for 6 months to ask for an amex  Smiley Very Happy

 

then maybe i can ask for 3x the limit LOLOLOL!!!!!!11


TU08 762
NFCU Visa Signature $20,000, Citi Prestige $15,500, USAA Mastercard $11,000, American Express Platinum, Barclays American Express $4700, Best Buy Mastercard $400, Orchard/Capital One $700
Message 9 of 15
Established Member

Re: Amex ?


AllPro wrote:

From what i have read, is it true Amex only hard pulls if approved ? Sorry for all the questions but i really have a itchy app finger ...


Before you apply you can find out if you are pre-approved without a hard pull or inquiry. Note that, Amex requires good to excellent credit. Here's the link below:

 

https://www304.americanexpress.com/secure/my-special-offers?btct=SJHP_tile_ultimate

Darl
Message 10 of 15