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New Contributor
Posts: 148
Registered: ‎07-04-2012
0

Amex

While I was app spreeing last month I attempted to open a Amex Blue Cash. I was denied due to too many inquiries. I applied for them late in my spree so I understand. Based on what I read on these forums it becomes easier to get approved if you have an existing relationship with Amex. I was able to get approved for a Bank of America Accelerated Rewards Amex. Does this establish a relationship with Amex or just Bank of America?

Valued Contributor
Posts: 2,982
Registered: ‎02-09-2012
0

Re: Amex

No.


Cellice wrote:

While I was app spreeing last month I attempted to open a Amex Blue Cash. I was denied due to too many inquiries. I applied for them late in my spree so I understand. Based on what I read on these forums it becomes easier to get approved if you have an existing relationship with Amex. I was able to get approved for a Bank of America Accelerated Rewards Amex. Does this establish a relationship with Amex or just Bank of America?


Just with BoA

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Frequent Contributor
Posts: 463
Registered: ‎06-13-2012
0

Re: Amex

Just BoA.  It uses the AMEX network, but it's just a branded BoA card.  It will not get you a relationship started with them.  I have the USAA Amex card and thought the same thing myself.

01/06/2015 Walmart TU 726
01/06/2015MyFico EQ 705
01/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $5000, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $7800
New Contributor
Posts: 148
Registered: ‎07-04-2012
0

Re: Amex

Shoot! Well that is the only reason I got the card.

 

Guess its time to add a Zync to my wallet.

Established Contributor
Posts: 794
Registered: ‎08-02-2008
0

Re: Amex

Good luck!
FICO: EX: 752 (4/15); TU: 754 (3/15); EQ 732 (3/15)

In My Wallet: Amazon X 1 | Amex X 5 | Barclays X 2 | BOA X 1 | CapOne X 3 | Chase X 5 | Citi X 6 | DCU X 1 | DinersClub X 1 | Discover X 1 | Fidelity X 1 | Fifth Third X 2 | Macys X 1 | PenFed X 2 | PSECU X 1 | Sams Club MC X 1 | Target RedCard X 1 | USAA X 2 | US Bank X 1 | Walmart X 1 | Wells Fargo X 1

Holding off apps until the end of the year! Wish me luck!
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