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New Contributor
Cellice
Posts: 148
Registered: ‎07-04-2012

Amex

While I was app spreeing last month I attempted to open a Amex Blue Cash. I was denied due to too many inquiries. I applied for them late in my spree so I understand. Based on what I read on these forums it becomes easier to get approved if you have an existing relationship with Amex. I was able to get approved for a Bank of America Accelerated Rewards Amex. Does this establish a relationship with Amex or just Bank of America?

Valued Contributor
Repo-ed
Posts: 2,953
Registered: ‎02-09-2012

Re: Amex

No.


Cellice wrote:

While I was app spreeing last month I attempted to open a Amex Blue Cash. I was denied due to too many inquiries. I applied for them late in my spree so I understand. Based on what I read on these forums it becomes easier to get approved if you have an existing relationship with Amex. I was able to get approved for a Bank of America Accelerated Rewards Amex. Does this establish a relationship with Amex or just Bank of America?


Just with BoA

Frequent Contributor
wreith
Posts: 452
Registered: ‎06-13-2012

Re: Amex

Just BoA.  It uses the AMEX network, but it's just a branded BoA card.  It will not get you a relationship started with them.  I have the USAA Amex card and thought the same thing myself.

03/10/2014 Walmart TU 724
09/07/2013 MyFico EQ 684
03/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $11K, CareCredit $10.2K, Chase Freedom $1900, Walmart $4500, Lowes $9800, QVC $1200, HSN $2050, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $1K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $5300
New Contributor
Cellice
Posts: 148
Registered: ‎07-04-2012

Re: Amex

Shoot! Well that is the only reason I got the card.

 

Guess its time to add a Zync to my wallet.

Established Contributor
UFGuy2006
Posts: 712
Registered: ‎08-02-2008

Re: Amex

Good luck!
FICO: EX: 735 (5/14); TU: 776 (5/14); EQ 711 (5/14)

In My Wallet: Amex X 5 | Barclays X 2 | BOA X 1 | CapOne X 3 | Chase X 3 | Citi X 5 | DCU X 1 | Discover X 1| Fidelity X 1 | Fifth Third X 1 | PenFed X 1 | PSECU X 1 | USAA X 2 | US Bank X 1 | Walmart X 1 | Wells Fargo X 1

Holding off apps for the next 6 months! Last inq 5/27/2014.

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