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Established Member
Credit_1
Posts: 33
Registered: ‎06-22-2010
0

Amx Delta Gold CLI Advice

i need help what will  i need to be to get  approved for CLi try but i was denied to due to low credit score.:smileysad:


Established Contributor
aftermath
Posts: 519
Registered: ‎05-09-2008
0

Re: Amx Delta Gold CLI Advice

[ Edited ]

What you need to do?  If you got denied due to low credit score.... get it up!

 

1) Establish a relationship with Amex

2) Pay off all your balances

3) Get rid of your baddies

4) Build history

5) Let your inquiries fall off

 

American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500
Valued Contributor
tray
Posts: 1,513
Registered: ‎01-29-2008
0

Re: Amx Delta Gold CLI Advice

[ Edited ]

aftermath wrote:

What you need to do?  If you got denied due to low credit score.... get it up!

 

1) Establish a relationship with Amex

2) Pay off all your balances

3) Get rid of your baddies

4) Build history

5) Let your inquiries fall off

 


+1 Patience is probably not a word you want to read right now but when your scores become higher I would request a cli again and then you can see if AMEX grants it then.  How long have you had your card and how much of a cli were you requesting before?


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Established Member
Credit_1
Posts: 33
Registered: ‎06-22-2010
0

Re: Amx Delta Gold CLI Advice

60 days and 3 x from my credit limit

Established Contributor
aftermath
Posts: 519
Registered: ‎05-09-2008
0

Re: Amx Delta Gold CLI Advice

60 days wait and 3x the current credit limit request USED to be the case  pre 2008, but after the whole credit crunch, it's seems more like 6 months wait and 1.5x the current credit limit request is the norm now.  YMMV.

American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500
Established Member
Credit_1
Posts: 33
Registered: ‎06-22-2010
0

Re: Amx Delta Gold CLI Advice

Thank you for advice very GOOD information to know.


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