My TU FICO was 799 the last pull on 2/2/2012 and I was hoping when my newest AmEx backdated to 1991 reported early May that my TU FICO would go up to 800 or a little higher, that card has not even reported yet, and I'm going to have 0 inq's affecting my TU 5/16/2012 (I have 2) so I figured I def see at least a one point increase when both of those things happened.
But I decided to pull a new TU report today just for the heck of it, and to my surprise my TU FICO is now.......
So I have finally reached my goal of 800+ on TU and EQ, who know's my EX FICO could be over 800 now (my EX FICO was provided by BoA 11/17/11)
I wonder if I'll still see gains when the backdated to 91 AmEx reports somewhere early May, and when those two inq's hit the year mark, leaving my TU with 0 inq's affecting my score?
I'm thinking I just might see a few more points when the AmEx is reported and the inq's hit the year mark, time will tell.
Just wanted to share this with myFICO Friends, remember, it was you all that helped me achieve this.
Congrats mustang,.........great work ....I aspire to be in the 800's after BK drops off ....3 years
Whoo hoo! Doing the happy dance for you! I'm sure you're delighted...as you should be! Congrats!!
Starting Score: TU:676;EQ:648 8/2011
@Anonymous wrote:My TU FICO was 799 the last pull on 2/2/2012 and I was hoping when my newest AmEx backdated to 1991 reported early May that my TU FICO would go up to 800 or a little higher, that card has not even reported yet, and I'm going to have 0 inq's affecting my TU 5/16/2012 (I have 2) so I figured I def see at least a one point increase when both of those things happened.
But I decided to pull a new TU report today just for the heck of it, and to my surprise my TU FICO is now.......
So I have finally reached my goal of 800+ on TU and EQ, who know's my EX FICO could be over 800 now (my EX FICO was provided by BoA 11/17/11)
I wonder if I'll still see gains when the backdated to 91 AmEx reports somewhere early May, and when those two inq's hit the year mark, leaving my TU with 0 inq's affecting my score?
I'm thinking I just might see a few more points when the AmEx is reported and the inq's hit the year mark, time will tell.
Just wanted to share this with myFICO Friends, remember, it was you all that helped me achieve this.
Congrats Stang!!! Your living it up in the credit world!! WTG!
wow. the elusive double threat. The triple won't be hard for you to achieve considering your hard work. honestly I don't even want to get up to that level. It seems so easy to screw up. One 30 day late and people report drops of like 100+ points ~.~ sigh.
<- 700 club for life 
What a great accomplishment! I'm so happy for you!!!!!! 
Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
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Wow congrats! I can't wait to get in to that range eventually!