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Angry at GE/Belk

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joshuapd1987
Frequent Contributor

Angry at GE/Belk

Got my letter today - got a straight decline because they were unable to verify my identity (what?).

Called credit solutions and talked to 2 CSRs and a supervisor... They won't recon or take off the hard pull.

Unfair or what?
MyFICO Scores: 720 (EX 10/05) | 718 (EQ 10/05) | 703 (TU 10/05)| | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Amex Delta Reserve 12,900 | Chase Ritz 10,000 | Diner's Club Elite 10,000 | NASA Platinum Rewards 8,800 | Capital One Quicksilver 2,500
Message 1 of 9
8 REPLIES 8
09Lexie
Moderator Emerita

Re: Angry at GE/Belk

Did you call them after you applied or wait for the letter?
Message 2 of 9
Skye12329
Valued Contributor

Re: Angry at GE/Belk

You dont have a Fraud Alert on your account or anything to block your identity from being pulled up right? Also you did enter your correct SSN and Info right? I know its a stupid question but i work at store where we sell credit cards and if the info entered isnt correct it will come up declined vs approved. 

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Mission Lane - 4k (11/21)
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Message 3 of 9
joshuapd1987
Frequent Contributor

Re: Angry at GE/Belk

Lexie - called them when I got the letter. They said I needed to call within 72 hours to reconsider... But I was told to wait for the letter at the counter!

Skye - I'm 99.9 sure I entered my SN correctly and verified it with the clerk...
MyFICO Scores: 720 (EX 10/05) | 718 (EQ 10/05) | 703 (TU 10/05)| | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Amex Delta Reserve 12,900 | Chase Ritz 10,000 | Diner's Club Elite 10,000 | NASA Platinum Rewards 8,800 | Capital One Quicksilver 2,500
Message 4 of 9
09Lexie
Moderator Emerita

Re: Angry at GE/Belk

When it comes to GE, they do not recon. Sorry, you were told to wait for a letter
Message 5 of 9
joshuapd1987
Frequent Contributor

Re: Angry at GE/Belk

That's an absolute tragedy. So I suffered the HP for nothing? I can understand no recons for credit issues... But identity? Eh
MyFICO Scores: 720 (EX 10/05) | 718 (EQ 10/05) | 703 (TU 10/05)| | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Amex Delta Reserve 12,900 | Chase Ritz 10,000 | Diner's Club Elite 10,000 | NASA Platinum Rewards 8,800 | Capital One Quicksilver 2,500
Message 6 of 9
myjourney
Super Contributor

Re: Angry at GE/Belk


@joshuapd1987 wrote:
That's an absolute tragedy. So I suffered the HP for nothing? I can understand no recons for credit issues... But identity? Eh

Sorry that's a bummer indeedSmiley Sad

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 7 of 9
RaiseMyScoreASAP
Regular Contributor

Re: Angry at GE/Belk

A credit freeze, security freeze, a fraud alert or an intial fraud alert could have done that. You shouldn't be angry at Belk. You should be angry as the a holes at TransUnion. My report has been frozen for over 60 days and it looks like I am going to have to sue in small claims court to get it removed.

Message 8 of 9
FinStar
Moderator Emeritus

Re: Angry at GE/Belk

EDIT: inadvertently replied to an older/zombie thread.

 


@RaiseMyScoreASAP wrote:

A credit freeze, security freeze, a fraud alert or an intial fraud alert could have done that. You shouldn't be angry at Belk. You should be angry as the a holes at TransUnion. My report has been frozen for over 60 days and it looks like I am going to have to sue in small claims court to get it removed.


 

@RaiseMyScoreASAP - sorry you're having issues with TU...Good luck with getting it removed.

Message 9 of 9
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