01-10-2013 06:25 PM
Banks are very strict on removing or waiving the AF. My bank of America Cash $32AF and Wells Fargo $25AF. Well two cards are being closed soon.
01-10-2013 08:27 PM
There is no card out there I would be willing to pay an annual fee on.
01-10-2013 08:32 PM
ilovelisa wrote:There is no card out there I would be willing to pay an annual fee on.
That might be true for you, but obviously for some there are cards where it makes perfect sense to pay an annual fee (e.g. BCP last year, if you know that the grocery spend is big, this was a no brainer. For $75, I got $1200 back, or about $800 more than using another card.)
But as always of course before paying a fee, determine if the benefits are worthwhile to you!
01-10-2013 08:33 PM
in 2 years of history i havent paid any af.
aside from my zync that will be due in september. ughh oh well.
worth the backdating.
| Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13) Starting total revolving credit: $2600 | Current total revolving credit: $21,600 Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012 | Freedom Signature Costco:True Earnings | Amex Zync(Unicorn) Chase Freedom$1500 Citizens Mastercard$5000 |
01-10-2013 08:34 PM
bs6054 wrote:
ilovelisa wrote:There is no card out there I would be willing to pay an annual fee on.
That might be true for you, but obviously for some there are cards where it makes perfect sense to pay an annual fee (e.g. BCP last year, if you know that the grocery spend is big, this was a no brainer. For $75, I got $1200 back, or about $800 more than using another card.)
But as always of course before paying a fee, determine if the benefits are worthwhile to you!
Geeez, how did you get back $1200, you must spend ALOT on groceries.
01-10-2013 08:37 PM
+1
01-10-2013 08:39 PM
Most AF's are associated with rewards and some AF's are worth it IMO
01-10-2013 08:39 PM
bs6054 wrote:
ilovelisa wrote:There is no card out there I would be willing to pay an annual fee on.
That might be true for you, but obviously for some there are cards where it makes perfect sense to pay an annual fee (e.g. BCP last year, if you know that the grocery spend is big, this was a no brainer. For $75, I got $1200 back, or about $800 more than using another card.)
But as always of course before paying a fee, determine if the benefits are worthwhile to you!
You eat 5 meals a day ??? lol.......jk
It's a lot of cash back you earn last year buddie
Starting Score: 56001-10-2013 08:40 PM
chnceit wrote:Most AF's are associated with rewards and some AF's are worth it IMO
Some, but certainly not cards like CapOne platinum, no rewards, with a $19 AF, and other cards like that.
01-10-2013 09:00 PM
really $1200?

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