myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

Annual Fees reversed Cap 1

tag
Get Access Now
budwiser
Contributor
‎06-08-2014 11:44 PM
‎06-08-2014 11:44 PM

Annual Fees reversed Cap 1

just wanted to let people know I called the customer service at Capital One. 3 Quiksilver cards with them all of them are the annual fees. I was able to get two out of the three fees reversed. One card was an H S B C card with an annual fee of $59.00. The other card was a $19 annual fee and I had that one reversed as well. The third cards annual fee has not been met yet so I couldn't get that reversed. But I just wanted to say that I think Cap 1 is a very good company.
Message 1 of 8
0 Kudos
7 REPLIES 7
chalupaman
Super Contributor
‎06-09-2014 12:09 AM
‎06-09-2014 12:09 AM

Re: Annual Fees reversed Cap 1

Glad to hear! Congrats.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 2 of 8
0 Kudos
JKXX
New Contributor
‎06-09-2014 12:33 AM
‎06-09-2014 12:33 AM

Re: Annual Fees reversed Cap 1

Congrats on getting them removed.

I'm curious, why do you have so many cards with them?
Age: 23
Last Inq: 10/24/14. EQ: 770 (10-02-13), TU08: 797 (10-27-14), EX: ??
Chase Ink $18,500 | REI Visa $17,000 | Chase Freedom $10,000 | Discover IT $10,000 | Sallie Mae $10,000 | Amex BCE $9,000 | BOA 123 $7,500 | US Bank Cash+ $7,000 | Wells Fargo Rewards $4,900 | Walmart Discover $6,500 | Chase Amazon $1,000
Message 3 of 8
0 Kudos
budwiser
Contributor
‎06-09-2014 05:39 AM
‎06-09-2014 05:39 AM

Re: Annual Fees reversed Cap 1

Bad credit in 07. I got a platinum card, 300 limit. Then about a year later I tried for HSBC card 300 limit. Then I tried for another cap 1 card 750 limit. They are all now much higher limits. As well I turned them all into cash back cards.
Message 4 of 8
0 Kudos
coldnmn
Mega Contributor
‎06-09-2014 09:27 AM
‎06-09-2014 09:27 AM

Re: Annual Fees reversed Cap 1

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 8
0 Kudos
MissMoni223
Senior Contributor
‎06-09-2014 09:40 AM
‎06-09-2014 09:40 AM

Re: Annual Fees reversed Cap 1

Way to go, I'm very fond of Capital One!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 6 of 8
0 Kudos
alvon123
Super Contributor
‎06-09-2014 01:02 PM
‎06-09-2014 01:02 PM

Re: Annual Fees reversed Cap 1

congrats


Message 7 of 8
0 Kudos
ChargeItPlease
Regular Contributor
‎06-09-2014 11:05 PM
‎06-09-2014 11:05 PM

Re: Annual Fees reversed Cap 1

Congrats.


Starting Score: 400s (2011) Current: EQ 655 (01-2014) Goal: 700 Last app: 01-01-14. No apps 'til 12-2014!
Message 8 of 8
0 Kudos
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.