cancel
Showing results for 
Search instead for 
Did you mean: 

Another BofA 99/500 Question?!?!?!

tag
GABrown
New Contributor

Another BofA 99/500 Question?!?!?!

to everyone that has or had the Bank of America 99/500 partially secured card, I need some help...At what month did it automatically unsecure and did you get an auto increase or did you ask for it and what was the increase/new limit...Oh and did it unsecure earlier than 12 months?....Thanks in advance..
Message 1 of 6
5 REPLIES 5
HiLine
Blogger

Re: Another BofA 99/500 Question?!?!?!

My fully secured card graduated 2 weeks prior to anniversary. I doubt the partially secured would be at all different ...

Message 2 of 6
YahComb
Established Contributor

Re: Another BofA 99/500 Question?!?!?!

AFAIK, it's a bit more likely for the  99/500 to get unsecured(automatically) in the 9-10 month frame than it is for the fully secured card-not saying that it should be expected still. You can always ask them yourself though around that time, if you aren't too afraid of taking a hard inquiry.

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 3 of 6
GABrown
New Contributor

Re: Another BofA 99/500 Question?!?!?!

i will wait because i am trying to avoid and pulls to the credit report right now...
Message 4 of 6
Camps
Valued Member

Re: Another BofA 99/500 Question?!?!?!

Hi, I just posted in another thread that I was just approved for a 99/500 card that I'll receive in about 7-10. I'll update to let you all know how it goes. Current scores are 638 EQ, 680 TU, 670 EX, and a Cap1 $300 (200sec,100unsec) that I've had for 3 years, no missed/late payments.

 

Message 5 of 6
CREDITSURFER
Frequent Contributor

Re: Another BofA 99/500 Question?!?!?!

I got my BoA cards in March and i LOVE the cash rewards. Even though its 500CL i use more than 500 each month i just pay daily some times weekly to keep balance around $25. With the heavy useage you think BoA will be more willing to give me higher CL once it graduates?



Mouse over for CL
FICO EQ (670) 9/6, TUwalmart (725) 11/4, Discover FICO (725) 11/19, AMEX EX Pull (728) 11/29
GOAL: 750 with all
Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.