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Valued Contributor
tcbofade
Posts: 1,061
Registered: ‎09-26-2011

Another CLI for DW...

OK, now GE just hates me personally.  :smileytongue:

 

I posted earlier this month that DW got a line increase on her Paypal account. 

 

Today, she got a line increase on her Wallymart card.

 

While I'm thrilled for the CLI's of course, it's a bit frustrating as well.  (As I handle the finances and CC payments for both of us...)

 

Argh. 

 

Oh well.  A cli is a cli.  Progress.  :smileyhappy:



Last app 08/08/2012. App free in 2013!

Current Scores: EX 665 (FCR) TU: 668 (Wally) EQ: Your guess is as good as mine. :smileytongue:



Zero percent financing is where the devil lives...

Last app 08 Aug 12. Next app 01 January 2013.

Moderator
Shogun
Posts: 7,374
Registered: ‎04-15-2011

Re: Another CLI for DW...

I feel your pain.  :smileyhappy:

 


Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
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Moderator
webhopper
Posts: 6,770
Registered: ‎09-16-2011

Re: Another CLI for DW...


tcbofade wrote:

OK, now GE just hates me personally.  :smileytongue:

 

I posted earlier this month that DW got a line increase on her Paypal account. 

 

Today, she got a line increase on her Wallymart card.

 

While I'm thrilled for the CLI's of course, it's a bit frustrating as well.  (As I handle the finances and CC payments for both of us...)

 

Argh. 

 

Oh well.  A cli is a cli.  Progress.  :smileyhappy:


Sometimes it feels as if there is no ryhme or reason to lenders in how they handle approvals and CLIs.  I've been denied twice on CLI for my Discover card. :smileysad:  Heavy usage  Over 10k this year.   No balance on the card.   Still denied :smileysad:

 

Also I've gotten no CLI luv from GE on my Amazon store card.

 

I feel your pain!


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
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Established Contributor
flowfaster
Posts: 722
Registered: ‎08-30-2011

Re: Another CLI for DW...

Call underwriting!!!  I kept getting denied CLI requests on my Amazon account that was stuck at $2500.  The denial letter said "maximum our policy allows".  I called underwriting and BAM approved $7500.

Amex BCP/Zync - Barclays NFL Visa Sig 49ers - BoA Travel Rewards - Cap 1 Cash Rewards - Citi Forward/Preferred - Chase Amazon/Freedom - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - US Bank CASH+
Valued Contributor
tcbofade
Posts: 1,061
Registered: ‎09-26-2011

Re: Another CLI for DW...


flowfaster wrote:

Call underwriting!!!  I kept getting denied CLI requests on my Amazon account that was stuck at $2500.  The denial letter said "maximum our policy allows".  I called underwriting and BAM approved $7500.


Thank you.  Yay u.  Doesn't work for me.  Talked to underwriting two weeks ago...my credit score isn't good enough for a line increase.

 

DW is a whopping 10 points ahead of me, and apparently, the magic number lies between 640 and 650....  :smileytongue:

 



Last app 08/08/2012. App free in 2013!

Current Scores: EX 665 (FCR) TU: 668 (Wally) EQ: Your guess is as good as mine. :smileytongue:



Zero percent financing is where the devil lives...

Last app 08 Aug 12. Next app 01 January 2013.

Valued Contributor
youngandcreditwrthy
Posts: 3,779
Registered: ‎08-16-2012

Re: Another CLI for DW...

If you have any recent collections, that will prevent GE from giving you CLIs :-(

 

I think when I called underwriting last night, my score was right at 640. 

 

I got Paypal MC, Lowe's, Chevron, AND WMT Discover increased haha...by a collective $9.1k, so the backdoor num def works.

 

:-) best of luck!

Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k

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