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Contributor
MrxLeo
Posts: 78
Registered: ‎01-06-2013

Re: Another Infamous "Should I close my secured CC now" thread


KingAdrock wrote:

Springer wrote:

I think he's referring to this

 

Multi Browser Method


I don't mean to threadjack, but this article sounds like a bunch of crap. Not only do they make no mention about making sure whether or not the CCCs you're apping for pull from the same bureau, but it starts with this *headdesk* worthy tidbit:

 

 

"Open up Internet Explorer, Mozilla Firefox, and Google Chrome all in private mode.  I use private mode and different browsers to ensure the credit bureaus don’t see my other inquiries."

 

 No. Just... NO. That is NOT how private browsing works.


Yeah, a lot of that post didn't make sense to me either.   The only way I can see that working is all three pulls were done simulatiniuously the creditor may not see the other pull.  However, the pull should still show up on your report afterwards.  


Starting Score: 609
Current Score: EX: 723 (08/18), TU: 741 (08/15), EQ: 695(08/15)
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Contributor
MrxLeo
Posts: 78
Registered: ‎01-06-2013

Re: Another Infamous "Should I close my secured CC now" thread


xwill04 wrote:

MrxLeo wrote:

xwill04 wrote:

BTW USAA is known for giving out huge limits as long as you have a good score.. which i did and im sure refi my auto loan with the, helped them give me my huge limit


What was your score before you applied?  


I didnt know my new score once the last collection came up until I applied..

 

FICO Score from USAA & Discover = 743

 

Prior to that my score was 588 :smileyhappy:


Awesome, so if MyFico's TU score is correct then I have a chance as well. :smileyhappy:

 

Thanks again for all the info!


Starting Score: 609
Current Score: EX: 723 (08/18), TU: 741 (08/15), EQ: 695(08/15)
Goal Score: 785


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Senior Contributor
Wolf3
Posts: 3,198
Registered: ‎01-24-2010

Re: Another Infamous "Should I close my secured CC now" thread


xwill04 wrote:

Wolf3 wrote:

Why did you change your mind about 1st Tech CU?


seems like they are ultra conservative and their rates arent as good as other CU/USAA that I have seen.. Plus they are experian only puller and thats my worst file...


Thanks, 


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