Credit Cards

[scarzy]

My wife and I joined NFCU 2 weeks ago, and made our minumum opening deposits 

for checking and savings. We were discharged from Bk7 three weeks ago. Our goal was to get a credit card through them.

Since we were fresh from Bk7, we were ready to open up a secured card.

On a whim, we decided to apply for the nRewards card to see if they were really Bk friendly.

Well, the process took 2 days, and on the 1st day, they asked for both paystubs. I was sweating bullets 

for a decision cause I knew we were getting denied due to our 3 weeks old bankruptcy.

Lo and behold, I logged on NFCU banking website and I see that we were approved for 500 bucks!!!

The interest sucks of course, it's around 17.99 but we will take it!! Despite the low limit, we

are very happy that we got our foot in without a security deposit.

All in all, NFCU is very Bk friendly!!! Most credit union will want a good post 2 years before applying, but

NFCU thought our 3 weeks was good!! For that reason, that's a miracle!!

[LesWH]

Congratulations!!

[jsickz32]

Congrats! My dad is 3 years post BK7 and they refi his truck for 6% from 22.50% and they also approved him for cashRewards cc.

[ObeyJohnny12]

Congrats! I wish I could join NFCU but i'm ineligible.
I read they are very cl generous.
Congrats on your approval and BK discharge.

[MsLadyRover]

Congratulations on your approval!

[princechristian]

Congrats! Which bureau did they pull for you?

[Mellon]

Congrats NFCU is the best!!!

[scarzy]

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princechristian wrote:

Congrats! Which bureau did they pull for you?

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They pulled equifax...

[Swapmeet]

Congrats!!!! I have been thinking about applying with them, but I am firmly gardening untill next year.

[madmann26]

Congrats!!!!