Another Victoria's Secret thread...

corymhoward · ‎08-24-2013

I'm am desperately rebuilding my credit and as we all know - its a struggle. Got online last night to get a gift from VS......went to check and BAM pre approved for $500! Continued on....DOB and last 4 of ssn and APPROVAL....didn't believe it so I called.....'twas true! This card will be put up as I hardly ever shop there. Hopefully this will be a step to improvement!

Eightiron · ‎08-24-2013

My GF has a VS card. With little use it has greatly help build her credit. CONGRATS!

Gardening now for that spring harvest Entered 9/4/13 leaving 4/14

Shogun · ‎08-24-2013

Congrats!

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

corymhoward · ‎08-24-2013

Yw! Wonder how long til they report

corymhoward · ‎08-24-2013

I haven't gotten an alert for a hard pull yet either

fishbjc · ‎08-24-2013

This card can be used at Bath and Body Works. Comenity likes a little use and they will reward cli's

pizzadude · ‎08-24-2013

Moving to credit cards forum

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

MsLadyRover · ‎08-24-2013

Congrats!

Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge

Dubious · ‎08-25-2013

You won't get a hard pull.

It will likely start reporting after you use it at least once and it generates a statement.

zerobacan · ‎08-25-2013

I started with 200 moved to 590, then 2000

use it, get gift for the gf DW yourself and youll get cli....

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.

Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.