Another Walmart Thread

[MarineVietVet]

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@AndySoCal wrote:

Per  the Moderators its FICO Next Gen

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Really? I don't recall ever saying that. I've theorized that perhaps the approval for a WM uses a NextGen score but I have no way of knowing that for sure. As for what TU score is given out each month I still have not seen anything official on that.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[Booner72]

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@GregB wrote:

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@Booner72 wrote:

Hey real quick - do you guys think that 8 revolving accounts is too many for FICO ?

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I don't know what you mean by "too many". I had a high 700 score with 18 Revolving on my reports.

There is an issue that appears sometimes with "too many accounts with balances".

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That's what I mean by too many.  Sooner or later my "what's hurting your score" won't be  "serious derog" and "payment history" problems won't be there.  FICO always seems to come up with something to say about what's hurting your score though.

[AndySoCal]

All

I wrote my previous  post from my memory. I should know better than to trust my memory.  I am worng my apologies  We will wiat and see what model it is.

[Booner72]

It says at the Walmart Account online that the FICO score will be updated on the 10th of every month.  I applied around the 24th of last month - so I'm wondering if that is standard for all walmart card holders. 

Anyway, it doesn't really matter, just thought I'd throw that info out there to anyone interested.  Signed DH up as an AU on this card - it would be nice if an AU could get their TU score, also.