Reply
Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010
0

Another one bites the dust!

I just finished making the final payment on one of my old, cancelled credit cards. I wasn't expecting to do this until after the 1st of next month, but the funds became available to do so early so I decided to pay it and be done with it. Only one more payment on one final card next month, and I will be completely, 100% free of consumer debt!!!!! And since I've become very strict about PIF on my active cards, I'm ending each month without any debt carrying over!

 

It's been a long, long, looooooong time in coming, but I'm almost there!!!!! :smileyvery-happy:


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
0

Re: Another one bites the dust!

Congrats on your progress!

Valued Contributor
smc733
Posts: 1,262
Registered: ‎05-13-2010
0

Re: Another one bites the dust!


tinuviel wrote:

I just finished making the final payment on one of my old, cancelled credit cards. I wasn't expecting to do this until after the 1st of next month, but the funds became available to do so early so I decided to pay it and be done with it. Only one more payment on one final card next month, and I will be completely, 100% free of consumer debt!!!!! And since I've become very strict about PIF on my active cards, I'm ending each month without any debt carrying over!

 

It's been a long, long, looooooong time in coming, but I'm almost there!!!!! :smileyvery-happy:


Go tinuviel!!!

Super Contributor
CS800
Posts: 6,551
Registered: ‎04-07-2008
0

Re: Another one bites the dust!


tinuviel wrote:

I just finished making the final payment on one of my old, cancelled credit cards. I wasn't expecting to do this until after the 1st of next month, but the funds became available to do so early so I decided to pay it and be done with it. Only one more payment on one final card next month, and I will be completely, 100% free of consumer debt!!!!! And since I've become very strict about PIF on my active cards, I'm ending each month without any debt carrying over!

 

It's been a long, long, looooooong time in coming, but I'm almost there!!!!! :smileyvery-happy:


I did the same thing two months ago, I paid off 3 cards that had balances but were closed cards.

 

I also PIF all the active cards. Obsession to use cards and PIF before statment closes.

 

 

 




Valued Contributor
bunnyrabbit
Posts: 1,413
Registered: ‎01-20-2008
0

Re: Another one bites the dust!


CS800 wrote:

tinuviel wrote:

I just finished making the final payment on one of my old, cancelled credit cards. I wasn't expecting to do this until after the 1st of next month, but the funds became available to do so early so I decided to pay it and be done with it. Only one more payment on one final card next month, and I will be completely, 100% free of consumer debt!!!!! And since I've become very strict about PIF on my active cards, I'm ending each month without any debt carrying over!

 

It's been a long, long, looooooong time in coming, but I'm almost there!!!!! :smileyvery-happy:


I did the same thing two months ago, I paid off 3 cards that had balances but were closed cards.

 

I also PIF all the active cards. Obsession to use cards and PIF before statment closes.


Congratulations both of you!   Keep on going!!

 

You are not alone ... most of us do include me, especially to get most out of the rewards.

 

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
It's very tough with small income ~ The Rewards are big little helper to me.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}