Another "how does a CC report" question.

[Anonymous]

Hello,

Just got auto upgraded to the Citi Platinum Select World Mastercard.  Anybody know how this reports?  My BofA World Card reports the credit limit and my US Bank Visa Signature reports the limit so I was wondering the same about the Citicard.

Thanks in advance.

[ArisGreek]

It varies. Some world cards seem to report a credit limit and some do not. My Citi AA World MC does not report a balance. I was approved for the Chase Continental OnePass Plus World MC and I won't know if it reports for a month or two.

[fused]

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@Anonymous wrote:

Hello,

Just got auto upgraded to the Citi Platinum Select World Mastercard.  Anybody know how this reports?  My BofA World Card reports the credit limit and my US Bank Visa Signature reports the limit so I was wondering the same about the Citicard.

Thanks in advance.

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I have the same CC. Here's how its reporting on all three of my CRs:

EQ: reporting the CL, but not a high balance

EX: no CL or high balance is reporting

TU: no CL or high balance is reporting

When any CC doesn't report a CL, FICO scoring then looks for a high balance. If a CC doesn't report a CL and a high balance, the CC will not factor in FICO utilization scoring calculations.