Credit Cards Center Credit cards from our partners
Reply
Valued Contributor
Posts: 2,205
Registered: ‎12-06-2007
0

Re: Anxiousely waiting for PenFed decision...



firstinlastout wrote:
do i call their main number or their credit department ?



Main number should get you there.
 
I had to call in about 4 hrs after I applied so they could verify identity. I called and she walked me through the rest, pin number, etc.
 
You can check the status of the cc app by clicking on 'manage your account' then 'check loan applications'
Frequent Contributor
Posts: 339
Registered: ‎12-12-2007
0

Re: Anxiousely waiting for PenFed decision...

Oh my God...just got off the phone with them. I recently changed my mailing address to a UPS box address since I will be moving soon, so they told me to verify some stuff on my credit report that only I would know. And then the long 3 minute intterogation started......They wanted to  know what credit cards I have, the minimum monthly payments, DOB, email address, drivers license number, balance on this card...mastercard or visa (which I don't remember at all...I never remember that). blah blah blah.
 
They told me to call tomorrow to find out the status. Very nice CSR.....I mean very nice.  I am from South Florida and people are not so nice here, so it was a refreshing change. We shall see ! will keep updated.
God is keeping score....be good to others.
Senior Contributor
Posts: 4,831
Registered: ‎04-20-2007
0

Re: Anxiousely waiting for PenFed decision...

Good luck. See? Smiley Happy
Moderator Emerita
Posts: 28,098
Registered: ‎04-01-2007
0

Re: Anxiousely waiting for PenFed decision...

Fingers crossed for you!

PenFed is very conservative, relatively speaking, with their money, and I like that in my CCC's. I'm happy knowing that my APR's aren't going to suddenly triple, and that I won't suddenly get CLD'd, not through any fault of my own, but because a bunch of three-piece-suits tried to out-macho each other with risky financial deals.

If they like your finances, and your credit reports are not too stinky, they'll take you. If they're asking your financials, that's generally good, indicating that they're trying to figure out what CL to give you.

Hang in there! It's not all about instant gratification, you know. Smiley Wink Hope it all works out for ya.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Frequent Contributor
Posts: 339
Registered: ‎12-12-2007
0

Re: Anxiousely waiting for PenFed decision...

Nobody seems to understand, you cannot access your account/loan status WITHOUT a membership number. I did not receive one in the mail yet !
God is keeping score....be good to others.
Frequent Contributor
Posts: 339
Registered: ‎12-12-2007
0

Re: Anxiousely waiting for PenFed decision...

yeah...thanks Small Fry. That "CALL NOW" thing was like an order...so I sprang up and did it.
God is keeping score....be good to others.
Moderator Emerita
Posts: 28,098
Registered: ‎04-01-2007
0

Re: Anxiousely waiting for PenFed decision...


firstinlastout wrote:

Nobody seems to understand, you cannot access your account/loan status WITHOUT a membership number. I did not receive one in the mail yet !


We understand that you can't access your account online without an account number. I went crazy when my daughter app'd with BofA, because she did it over the phone, and they didn't have her e-mail address, so she (I) couldn't check online, and she refused to call before the 10 days were up! Smiley Very Happy (She got the card.)

But PenFed is great for phone service. They were able to funnel me around in the early days, and I had a bunch of wacko questions.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
New Contributor
Posts: 67
Registered: ‎05-07-2008
0

Re: Anxiousely waiting for PenFed decision...

It took them 6 days for a decision on a recon fax and another 5 days for a second application. Talk about being anxious... Smiley Tongue
Frequent Contributor
Posts: 339
Registered: ‎12-12-2007
0

Re: Anxiousely waiting for PenFed decision...

Well, it's been 48 hours since I applied with PenFed. I called them today and they told me that it is still pending. They told me that their decisions are made out of their Eugene, OR office and that it's only 1pm over there and that he thinks they may make a decision today. I am in Florida, so there is a 3 hour difference obviousely. Will keep you updated !
God is keeping score....be good to others.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.