Regular Contributor
Posts: 136
Registered: ‎02-18-2013

Any 1 have a Discover MORE & a Discover IT card?

[ Edited ]

Just curious if it's possible to have both cards at the same time. :smileysurprised:


I got a More card about 26 months ago or so. I was shocked to get a $6000 limit on it since I was rebuilding my credit, scores were in the 650 range. My scores are now in the 710 range.


I've since paid off quite a bit of debt. I used to get BT offers on my More card but haven't gotten 1 since last January. I did get an auto CLI though so I'm up to $7800 now.


I just paid off my More card about 2 weeks ago which had a $4500 balance on it.


I was hoping Discover would offer me a BT, as they used to offer me them all the time. But they haven't lately as I'd really love to transfer my debt from my other CC's.


I tried emailing Discover for a BT offer, and online chat, but they said no to me. :smileysad:


Then it occured to me. Since I had NP getting the More card with a much worse credit profile 2 years ago, what if I applied for an IT card and just do my BT's with that card instead?


So does anyone have both cards at the same time? Is that even possible?


Thanks guys. :smileyhappy:

Regular Contributor
Posts: 243
Registered: ‎10-05-2012

Re: Any 1 have a Discover MORE & a Discover IT card?

I have both cards.


More at 16,250 CL and IT card at 3,750.  They won't go over 20k combined for me without providing docs.

MyFICO EQ 777 on 9/3/13 , MyFICO TU 787 on 9/3/13, MyFico EX Score 771 on 8/27/13
Pen Fed Visa 19k, Pen Fed LOC 20k, Citi Hilton Honors 15k, Chase Sapphire Preferred 19.9k, Citi MC Diamond Preferred 12.2k, Chase Marriott PR Sig Visa 12k, Chase Priority 5k, Sams Discover 20k, Amex Hilton Surpass 2k, BofA Hawaii 5k
Discover More 16.25k, Chase Southwest Visa 3.5k, Wells Fargo LOC 10k,
B of A Visa 20k, Wells Plat Visa 6.7k RC Willey 5k Discover IT 4k AMEX TE 2k
Regular Contributor
Posts: 136
Registered: ‎02-18-2013

Re: Any 1 have a Discover MORE & a Discover IT card?

[ Edited ]



That was 1 helluva quick reply.


Thanks! :smileyhappy:


I'd also like to add that's 1 damn impressive CC collection you've got.


I think I'm just gonna apply for the IT card. I'm tired of waiting for Discover to offer me anymore BT's on my More card.

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