Any 19 year olds on here that have prime cards?

[MazdaSpeed]

@lambo I agree, it does feel good to have those banks, I turn 21 in 2 months

[Lambo23]

I just feel like I have somewhat of a head start. I cringe when I over hear people talk about credit and credit cards because it seems to be negative every time! If only they knew!

[TJDgator]

I am 19 and I have the following:

BCE ($5600) opened 12/12

Amex Delta ($5000) opened 3/13

Discover IT ($2100) opened 8/12

Chase Freedom ($2000) opened 9/12

Wells Fargo College Cash Back ($1000) opened 1/12

My Ex fico is 743 and my income is $20,000.

I work part time and a Full-time student

[creditnocash]

19: mom co signed bb card. (as in joint account) 

19 got my own macys card 

20 kohls card 

21.. 3 citizens card, amex zync, chase freedom, walmart, ae. 

scores are around 690's-700's with alot of inquiries under a year 

aaoa is about a year now. 

@op. According too chase they do not count store cards in their decision 

[Yj002]

Capital One is pretty easy to get for a first time or no credit individual. Also look for the student/no credit credit credit card by Citibank. Hope that helps

[Radek7752]

18-19: CU Visa, JCP, Capital One (~725 Score)

20: Amex Zync (~670 score dropped because my AU history on one of my mom's cards was wiped from my reports)

21: Chase Freedom, Citi Simplicity, Discover More (~700)

22 (Current age): BCE, Chase Sapphire Preferred, Walmart Discover, Citi ThankYou Preferred (~701-733)

There has also been some random mistakes in those years too such as Target, Bank of America Cash Rewards, and a few others that have since been canceled. A lot of people don't have great things to say about Capital One, but I think they are great to begin with and down the road you can PC to their better products via unconventional means, although I just called the regular number and had it done to maintain my history with them.

[enthuseyourcurb]

Does Discover IT count as "prime?" If so, I've got the student variant. To all intents and purposes, it's identical to the "big boy" IT (functionally; rates and limits may vary). If you're a student, it's probably your best option. Recently, the 5% cashback bonus was for restaurants. Most of my expenses during that period were dining, so suffice it to say that I was quite happy. 

Haven't been a member that long, but the customer service is par excellence. My first "real" credit card, so at least it's a way to get my foot in the door and establish good credit for the day I enter the workforce. Definitely go for it--as a fellow 19 year old, you're hard pressed to find a better card for the time being. 

[CollegeStudent530]

I would consider Discover a prime card. Although some places do not accept it, their reward program and benefits are amazing =)

Welcome to the Discover family! 

[m5ind]

I started building credit when I was 19 with a cap 1 journey card ($500) and a 5/3 bank platinum mastercard ($300.) After about ten months passed, I got the itch to see if any prime lenders would accept me, pulled the trigger on amex gold and clear and the discover it. Got those three cards about a month ago, and my age now is 20, so not too far off. I was surprised that amex approved me with lerss than a year of history, but i think they like those that are building credit that have a short but spotless history.

[way2evil]

Yes, I am 21 and I have a whole bunch. JP Morgan Select, Amex BCE, Chase Freedom, Discover, and Penfed (just got). Over 50k in credit lines.