Any 19 year olds on here that have prime cards?

[MazdaSpeed]

May want to wait until your AAoA is one year and then try for something like the freedom

[Rackham94]

you would be borderline for Chase Freedom and a recon would probably do it..

would stop apping at least for 12 months and see if you can get CLI on any of those at least to 2-4k... definitely on the American Eagle..

are you looking for cash back cards or travel?

Citi Forward is a good student card you could probably qualify for

[supersam101]

You only need 1 year of credit history to obtain a chase freedom card. I got my freedom when I was 19.

[enharu]

you have a decent chance of getting approved for chase freedom, those bofa cards (just not privileges or other visa signature cards), citi dividend and citi forward for student, and discover it for student.

i am guessing you're a student since you have a WF college card.

However though they'll most likely give you a limit similar to your WF card.

[SteveUrkel]

Im not a student tho, i tried american eagle, they couldnt give me a cli , i dont know why they said i would receive letter

[SteveUrkel]

Im not sure why i have the college card, i applied at a bank one day but i never knew it was the college card one. I was so excited i got approved back in the day that i didnt even realize

[enharu]

if you're no longer a student, ask wells fargo to graduate your card to the platinum version.

you won't get any significant CLI while you're on the college card.

the conversion is seamless. just a phone call and if you want, they can mail you a new card.

Once u convert, auto CLIs should happen once to twice a year as long as account is in good standing.

[Rackham94]

Citi Dividend regular i had to recon w/ 711 TU Fico

[daybreakgonesXe]

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@supersam101 wrote:

You only need 1 year of credit history to obtain a chase freedom card. I got my freedom when I was 19.

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I concur; I received my Freedom when I was 19 as well!

[drew11]

18 years old: PenFed Platinum Cash Rewards

20 years old: Chase Freedom ($3k), Amex Zync (NPSL), Discover IT ($1.5k), Amex BCP ($2k now $6k)

21 years old (in 2 weeks): Hopefully CSP!!!!