Sallie Mae. She already has me by the ---well, you know...for student loans. I'd never in a million years open a savings with sallie mae or do the sallie mae credit card. Just the thought of helping that company earn any more money than they already do off of young people who desire to be educated makes me want to vomit.
While some of their practices can be described as shady, I wouldn't place the blame solely on Sallie Mae for the student loan situation in this country.
College students (as adults) need to make responsible choices about borrowing (including having realistic ideas about job/career prospects, choosing an appropriate major, starting salaries, etc.). It seems that many don't have decent answers to those questions before taking out loans that they have little chance to repay.
I don't do business with whoever don't give me Credit ! When they give me credit that maybe too late because i have too much credit . LOL
I think at this point I'd be reluctant to apply for anything from Barclay's even though I've never had anything with them before. Who wants to get credit just to have it taken away from them for adding more credit?!