12-11-2012 06:06 PM
I have the card and I used it to pay AT&T wireless bill. It didn't count as 5%. It only gave 1% back. Now I use my US Bank Flexperks and it counts as wireless phone.
Interesting. Most likely because AMEX does not use MCC (purchase category system developed by Visa and MasterCard).
12-11-2012 08:56 PM
The subject says it all.
Would love to get this card but there's no online application and there's no US Bank in my locale.
Description of the US Bank Bill Payment category is: "Get cash back every month when you use your U.S. Bank Cash+™ Card to pay for the following common household bills — phone, internet, cable/satellite TV, utilities and insurance. Please note: Purchases made outside of these specific categories do not qualify."
The other one is Barclays Rewards Mastercard.
for excellent credit:
for average credit:
Looks like 2% for Barclays, not 5%. Got me excited cause I have this card but I already get 2% with Discover. Not sure it is standard all the time with Discover but they had like a month where if you switched over utilities they would give you 2% going forward.