12-11-2012 06:06 PM
I have the card and I used it to pay AT&T wireless bill. It didn't count as 5%. It only gave 1% back. Now I use my US Bank Flexperks and it counts as wireless phone.
Interesting. Most likely because AMEX does not use MCC (purchase category system developed by Visa and MasterCard).
12-11-2012 08:56 PM
The subject says it all.
Would love to get this card but there's no online application and there's no US Bank in my locale.
Description of the US Bank Bill Payment category is: "Get cash back every month when you use your U.S. Bank Cash+™ Card to pay for the following common household bills — phone, internet, cable/satellite TV, utilities and insurance. Please note: Purchases made outside of these specific categories do not qualify."
The other one is Barclays Rewards Mastercard.
for excellent credit:
for average credit:
Looks like 2% for Barclays, not 5%. Got me excited cause I have this card but I already get 2% with Discover. Not sure it is standard all the time with Discover but they had like a month where if you switched over utilities they would give you 2% going forward.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.